Refinancing mortgage loans makes sense when you can lower your interest rate, adjust your loan term, access home equity, eliminate private mortgage insurance or convert to a fixed-rate loan. Each scenario has
Traditional mortgage lenders want to see your W-2s, tax returns and personal income documentation — a process that creates challenges for self-employed investors and portfolio builders alike. When you write
If you are a first-time homebuyer in California, you can’t underestimate the importance of having competitive buying power. As of February 2026, the housing market does seem to be shifting in
Buying a home in Corona involves hunting for your dream home as well as finding your dream mortgage. To do that, you need a dream team on your side that
Accessory Dwelling Units (ADUs) have gained popularity for their financial benefits, but they offer much more than just rental income. In this article, we’ll delve into financing options for ADUs
Are you dreaming of a beautifully renovated home but worried about the costs? Look no further! Home renovation loans can turn your vision into reality without breaking the bank. In
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At Pacific Mortgage Group,
we understand that purchasing
a home or investment property
can be one of the most significant financial decisions in one’s life.
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Pacific Mortgage Group is a dba of California Premier Services, Inc
Rates, terms, and conditions are subject to change without notice. Loan approval is subject to verification of credit, employment, income, and asset information.
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By submitting your information you agree to our terms of service and privacy policy, you understand that you are consenting for us to contact you to discuss mortgage loan products and rate options at the email address and/or the phone number provided including via text, automated or pre-recorded means.
Oregon specific Reverse Mortgage disclosure
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.
