Understanding Conventional Conforming Loan Limits

The differences between conforming, non-conforming, and various loan limits are important to understand. Here’s what home-buyers and investors need to know.

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HomeReady Mortgage Program

Looking to own a home but not sure you can afford or even qualify for a mortgage?  You might be surprised by the terms of the HomeReady mortgage program, which is specifically designed for creditworthy low- to moderate-income borrowers, offering expanded eligibility for financing.  Note that a credit score of at least 620 is recommended […]

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Are You Ready? 5 Tips to Prepare for Mortgage Approval

Buying a house is a big step that comes with a lot to consider. Here are five tips to help you prepare for mortgage approval.

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Homeowner 101: Five Hacks for Easy Home Repairs

Being a homeowner comes with responsibilities you may not have been taught about before. Here are five common home repairs and how to do them.

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3 Ways to Prepare for Mortgage Approval

Becoming a homeowner is an exciting accomplishment, and we’re here to help you achieve it. Here are three ways to get started on your mortgage approval goal.

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Get Yourself a Cash-Out Debt Consolidation Loan for the Holidays

High-interest debt is incredibly difficult to resolve, especially if you’ve been paying the minimum. Here’s how a cash-out debt consolidation loan can help.

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Avoid These Six Home Improvement Mistakes

One of the best ways to add value to your house is through a home improvement project. However, there are plenty of pitfalls when it comes to remodeling. Here are six critical mistakes to avoid: Not talking to your real estate agent ahead of time. Before you decide on any renovations or remodeling projects, it’s […]

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Mortgage Options for Retirement

Whether you’re retiring five years from now or 25 years from now, your financial situation will be one of the keys to a happy retirement. Your savings, investments and retirement income (if any) will be your main focus, but you’ll also need to look at one other important area: your mortgage. Depending upon your financial […]

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Lack of Comparable Sales

“THERE HAVE BEEN VERY FEW HOME SALES IN OUR AREA. HOW CAN WE SET OUR LIST PRICE IF WE DON’T HAVE ANY COMPARABLE SALES TO GO BY? ALSO, TO COMPLICATE THINGS, WE’VE MADE A LOT OF UPGRADES.”   This is a situation in which having an experienced real estate agent who knows your area is […]

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What Can I Afford?

Whether you’re buying a home for the first time or considering a move into a new home, how much you can afford—in terms of a mortgage and general housing expenses—is the biggest calculation you’ll need to make. To figure out how much you can afford, first you’ll need to calculate how much of your gross […]

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