How To Get A VA Loan with Credit Scores Below 620
At Pacific Mortgage, we understand the sacrifices made by military members, veterans, and their families. That’s why we are dedicated to ensuring that those who have served our country can
NMLS #237598 | Pacific Mortgage Group is a dba of California Premier Services Inc.
At Pacific Mortgage, we understand the sacrifices made by military members, veterans, and their families. That’s why we are dedicated to ensuring that those who have served our country can
Understanding the Basics of Mortgage Payments Calculating your mortgage payments is a critical step in understanding the financial commitment of homeownership. Whether you’re preparing to buy your first home or
Understanding How Economic Conditions Influence Mortgage Rates In the intricate realm of real estate and personal finance, mortgage rates stand as pivotal factors that profoundly impact the affordability and accessibility
Why Choose a Mortgage Broker? Navigating the complex landscape of mortgage financing can be daunting, whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance. At Pacific Mortgage
A cash-out refinance through Pacific Mortgage allows homeowners to access their home equity by obtaining a new, larger mortgage. The homeowner receives the difference between the new loan amount and
In the realm of real estate financing, conventional loans stand as a cornerstone for many aspiring homeowners. They offer a path toward purchasing a property without the backing of a
At Pacific Mortgage Group, we understand that purchasing a home or investment property can be one of the most significant financial decisions in one’s life.
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NMLS #237598 DRE #01523500
Pacific Mortgage Group is a dba of California Premier Services, Inc
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Oregon specific Reverse Mortgage disclosure
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.