BENEFITS, REQUIREMENTS & APPLICATION

DSCR (Debt Service)

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Your Guide to DSCR with Pacific Mortgage Group

At Pacific Mortgage Group, we proudly serve veterans, active-duty military personnel, and their families across California, Florida, Oregon, Nevada, Colorado, and Washington. Our mission is to help you navigate the journey to homeownership with ease, thanks to the benefits of DSCR (Debt Service).

Debt Service Coverage Ratio (DSCR) loans are an innovative financing solution designed to make property investment both accessible and hassle-free. Unlike traditional loan options that heavily rely on employment income and tax returns, DSCR loans focus on the property’s ability to generate income. This means the loan is evaluated based on the cash flow it produces, making it an ideal choice for real estate investors looking to expand their portfolio without the usual paperwork hurdles.

With DSCR loans, the process is streamlined and straightforward. The main consideration is whether the property’s rental income covers your monthly loan payment, providing a clear and actionable path toward approval. This makes DSCR loans especially appealing for those who have multiple income streams or unconventional employment situations.

Why Choose DSCR Loans?

  • Simplified Approval Process: Forget endless document requests. DSCR loans focus on the property’s earning potential, not your personal finances.
  • Flexibility: Perfect for investors looking to purchase, refinance, or cash out on investment properties, regardless of their employment type.
  • Growth Potential: Financing based on the property income means you can qualify for more opportunities, allowing you to grow your portfolio faster.
  • Streamlined Experience: With reduced documentation and quicker processing, DSCR loans offer a faster path to funding your next investment.

Excitement Meets Ease

Buying a property is a major milestone, but the process shouldn’t feel overwhelming. With Pacific Mortgage Group, you’ll find an experienced team ready to guide you every step of the way. Through expert knowledge and tailored solutions, we make achieving your homeownership or investment goals not just possible, but enjoyable. Your dream property is closer than you think!

Licensed to Serve You

Pacific Mortgage Group specializes in making the loan process stress-free. We proudly offer DSCR loan services in California, Florida, Nevada, Washington, Oregon, and Colorado. Wherever you’re investing, we’re here to make it simple, exciting, and rewarding.

Get in touch with us today to discover how DSCR loans can open doors to your next great investment. Your success is our mission!

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Ready to serve your home loan needs in California, Florida, Colorado, Oregon & Washington

Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.

We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.

Additional questions? Call us at (951) 717-4214 or contact us on Yelp.

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Call Pacific Mortgage Group Today

Call (951) 531-9139 to learn more about our services and schedule a visit. You can also fill out our contact form and we’ll be happy to get back to you as soon as possible.