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Bank Statement Loan for Self-Employed

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Your Guide to Self-Employed with Pacific Mortgage Group

At Pacific Mortgage Group, we proudly serve homebuyers & investors across California, Florida, Oregon, Nevada, Colorado, and Washington. Our mission is to help you navigate the journey to homeownership with ease, thanks to the benefits of Bank Statement Loan for Self-Employed.

We understand that being self-employed comes with unique challenges, especially when it comes to securing a mortgage. Our self-employed mortgage solutions are designed to make the home buying process as simple and exciting as possible, tailored specifically for entrepreneurs, freelancers, and business owners.

What is a Self-Employed Mortgage?

A self-employed mortgage is a loan option that caters to individuals who don’t have a traditional W-2 form to verify their income. Instead, we use bank statements to assess your earnings, making it easier for you to qualify for a mortgage.

  • No W-2 Required: Use bank statements to verify your income.
  • Flexible Income Assessment: Account for all your earnings, including side gigs.
  • Tailored Solutions: Designed for self-employed individuals, freelancers, entrepreneurs, and business owners.

Why Choose a Self-Employed Mortgage?

Our self-employed mortgages offer several benefits that make the home buying process smooth and stress-free:

  • Streamlined Application: Navigate the mortgage process without the hassle of traditional income verification.
  • Expert Guidance: Work with a team that understands the unique needs of self-employed borrowers.
  • Fast Approval: Enjoy a quick and efficient approval process.

Qualifying for a Self-Employed Mortgage

To qualify for a self-employed mortgage, you need to provide:

  • Bank Statements: Demonstrate your income through bank statements.
  • Proof of Business: Show evidence of your self-employment status.
  • Credit and Financial Assessment: Undergo a review of your credit, income, and tax history.

Your Path to Homeownership

Buying a home as a self-employed individual is an exciting journey, and with Pacific Mortgage Group, it’s a journey you don’t have to take alone. Our team is here to support you every step of the way, ensuring you find the right mortgage solution for your needs.

Licensed States

We proudly serve self-employed homebuyers in California, Florida, Nevada, Washington, Oregon, and Colorado. Wherever you are, our expert team is ready to help you secure your dream home.

At Pacific Mortgage Group, we believe that buying a home should be a joyful and straightforward experience. Let us help you navigate the mortgage process with ease and excitement. Contact us today to learn more!

Resources

Learn more about the VA Home Loan Program

Ready to serve your home loan needs in California, Florida, Colorado, Oregon & Washington

Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.

We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.

Additional questions? Call us at (951) 717-4214 or contact us on Yelp.

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Call Pacific Mortgage Group Today

Call (951) 531-9139 to learn more about our services and schedule a visit. You can also fill out our contact form and we’ll be happy to get back to you as soon as possible.