We understand that being self-employed comes with unique challenges, especially when it comes to securing a mortgage. Our self-employed mortgage solutions are designed to make the home buying process as simple and exciting as possible, tailored specifically for entrepreneurs, freelancers, and business owners.
What is a Self-Employed Mortgage?
A self-employed mortgage is a loan option that caters to individuals who don’t have a traditional W-2 form to verify their income. Instead, we use bank statements to assess your earnings, making it easier for you to qualify for a mortgage.
- No W-2 Required: Use bank statements to verify your income.
- Flexible Income Assessment: Account for all your earnings, including side gigs.
- Tailored Solutions: Designed for self-employed individuals, freelancers, entrepreneurs, and business owners.
Why Choose a Self-Employed Mortgage?
Our self-employed mortgages offer several benefits that make the home buying process smooth and stress-free:
- Streamlined Application: Navigate the mortgage process without the hassle of traditional income verification.
- Expert Guidance: Work with a team that understands the unique needs of self-employed borrowers.
- Fast Approval: Enjoy a quick and efficient approval process.
Qualifying for a Self-Employed Mortgage
To qualify for a self-employed mortgage, you need to provide:
- Bank Statements: Demonstrate your income through bank statements.
- Proof of Business: Show evidence of your self-employment status.
- Credit and Financial Assessment: Undergo a review of your credit, income, and tax history.
Your Path to Homeownership
Buying a home as a self-employed individual is an exciting journey, and with Pacific Mortgage Group, it’s a journey you don’t have to take alone. Our team is here to support you every step of the way, ensuring you find the right mortgage solution for your needs.
Licensed States
We proudly serve self-employed homebuyers in California, Florida, Nevada, Washington, Oregon, and Colorado. Wherever you are, our expert team is ready to help you secure your dream home.
At Pacific Mortgage Group, we believe that buying a home should be a joyful and straightforward experience. Let us help you navigate the mortgage process with ease and excitement. Contact us today to learn more!
