Home Loans Tailored to Your Dreams
Whether you’re buying your first home or unlocking the potential of your current one, we’re here to guide you to the perfect loan solution for your needs.
Have questions? Get answers.
Each situation is different. Talk to a home loan specialist & find the best loan option for you.
VA Loan
Just for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance.
Conventional Loan
The industry-standard option for most borrowers, conventional loans offer flexible purchase and refinance solutions tailored to fit your needs and goals.
FHA Loan
FHA loans, backed by the Federal Housing Administration, are ideal for homebuyers with low down payment options, making homeownership more accessible.
Jumbo Home Loan
Perfect for big-budget homebuyers, jumbo loans support amounts from $500,000 to over $2,000,000, offering flexible financing for high-value properties.
USDA Loan
USDA loans are special financing options for homes in rural areas, allowing eligible borrowers to secure up to 100% of the property’s value.
Renovation Loan
Reverse Mortgages
Bank Statement Loan (Self-Employed)
For entrepreneurs and freelancers, these loans use bank statements, not tax returns, to simplify the process and meet unique income situations.
Self-Employed Loans
Built for business owners who need flexible income qualification, streamlined documentation help, and expert support through approval.
First Time Homebuyers
Supportive solutions for first-time buyers, these loans simplify the process with expert guidance and personalized options for new homeowners.
Down Payment Assistance
Struggling with upfront costs? Down payment assistance programs help cover down payments and closing costs to make homeownership affordable.
DSCR (Debt Service)
Non-qualified mortgages & DSCR loans allow alternative income verification methods, making them ideal for those who don’t fit traditional lending criteria.
Trusted by Thousands of Happy Customers
- It’s not often a real estate agent leaves a review for a lender. But when the lender deserves it, that means they worked their ass off to do a great deal. This Lender deserves it. She did fantastic. Finished everything on time and gave us full confidence to go into the deal with no appraisal contingency and no loan contingency. You’re definitely in great hands with Raeda. Highly recommendedread moreread lessT. Chatih9/11/2026×T. Chatih9/11/2026It’s not often a real estate agent leaves a review for a lender. But when the lender deserves it, that means they worked their ass off to do a great deal. This Lender deserves it. She did fantastic. Finished everything on time and gave us full confidence to go into the deal with no appraisal contingency and no loan contingency. You’re definitely in great hands with Raeda. Highly recommended
- Raeda is the most professional mortgage broker I have had the privilege of working with! She is timely and cordial in her responses and wise beyond her years. I just closed on my first home and can't imagine what this process would have felt like without her each step of the way! Thanks again, Raeda!!read moreread lessA. Khalil9/10/2026×A. Khalil9/10/2026Raeda is the most professional mortgage broker I have had the privilege of working with! She is timely and cordial in her responses and wise beyond her years. I just closed on my first home and can't imagine what this process would have felt like without her each step of the way! Thanks again, Raeda!!We had an exceptional experience working with this Pacific mortgage company from start to finish! Purchasing a home can be stressful enough, and it was initially a little uneasy working with a company located out of state. However, Maram and her team quickly put our minds at ease with their professionalism, organization, and excellent communication throughout the entire process.They were incredibly responsive and proactive, always keeping us informed and staying ahead of each step. What really stood out was their knowledge and willingness to explain all of our options. Not many mortgage companies are familiar with the Family Opportunity Mortgage, but they were extremely knowledgeable and made the entire process feel simple and manageable.We truly felt like we were in good hands every step of the way. Their attention to detail, professionalism, and commitment to making sure everything went smoothly were top-notch. We highly recommend them to anyone looking for a mortgage company that is knowledgeable, responsive, organized, and genuinely committed to their clients!read moreread lessT. 63659/08/2026×T. 63659/08/2026We had an exceptional experience working with this Pacific mortgage company from start to finish! Purchasing a home can be stressful enough, and it was initially a little uneasy working with a company located out of state. However, Maram and her team quickly put our minds at ease with their professionalism, organization, and excellent communication throughout the entire process.They were incredibly responsive and proactive, always keeping us informed and staying ahead of each step. What really stood out was their knowledge and willingness to explain all of our options. Not many mortgage companies are familiar with the Family Opportunity Mortgage, but they were extremely knowledgeable and made the entire process feel simple and manageable.We truly felt like we were in good hands every step of the way. Their attention to detail, professionalism, and commitment to making sure everything went smoothly were top-notch. We highly recommend them to anyone looking for a mortgage company that is knowledgeable, responsive, organized, and genuinely committed to their clients!
- Pacific mortgage group I don’t know where to start with this company, but I had a pleasure working with Maram on both of my properties. Any question answered with no delay Hands down one of the best companies I ever worked with since dealing with property The team altogether worked hard on my project Five stars for Pacific mortgage group definitely will utilize this company again, they put in the work for youread moreread lessk. hampton9/03/2026×k. hampton9/03/2026Pacific mortgage group I don’t know where to start with this company, but I had a pleasure working with Maram on both of my properties. Any question answered with no delay Hands down one of the best companies I ever worked with since dealing with property The team altogether worked hard on my project Five stars for Pacific mortgage group definitely will utilize this company again, they put in the work for youI had another great experience working with Pacific Mortgage Group! This is the second time we’ve worked with them. Raeda, Carlos, and Alex were incredibly helpful throughout the entire process. They were professional, patient, responsive, and always willing to answer our questions and explain everything clearly.read moreread lessL. Cervantes8/22/2026×L. Cervantes8/22/2026I had another great experience working with Pacific Mortgage Group! This is the second time we’ve worked with them. Raeda, Carlos, and Alex were incredibly helpful throughout the entire process. They were professional, patient, responsive, and always willing to answer our questions and explain everything clearly.
- I rarely write a review for someone I ultimately didn't end up doing business with, but Khaled deserves one. I originally wanted to use him for my home purchase, but I ultimately went with another lender despite my better judgment.What impressed me was how Khaled handled that. He had put significant time and effort into finding a way to make my difficult loan scenario work. When I told him I was going with another lender, he didn't pressure me, become hostile, or try to make me feel guilty. He told me that maintaining my trust and hopefully earning my business in the future was more important than alienating me over one transaction.I have tremendous respect for that kind of integrity. Looking back, I genuinely regret not giving Khaled my business. Of everyone I dealt with during this process, he was the person who kept trying to find solutions when others initially wrote me off, and he conducted himself professionally even when doing so didn't benefit him financially.When someone is helping you make one of the largest financial decisions of your life, honesty and integrity matter enormously. Khaled demonstrated both. I would absolutely recommend speaking with him, and he will be the first person I call when I need mortgage services again.read moreread lessC. Metter8/20/2026×C. Metter8/20/2026I rarely write a review for someone I ultimately didn't end up doing business with, but Khaled deserves one. I originally wanted to use him for my home purchase, but I ultimately went with another lender despite my better judgment.What impressed me was how Khaled handled that. He had put significant time and effort into finding a way to make my difficult loan scenario work. When I told him I was going with another lender, he didn't pressure me, become hostile, or try to make me feel guilty. He told me that maintaining my trust and hopefully earning my business in the future was more important than alienating me over one transaction.I have tremendous respect for that kind of integrity. Looking back, I genuinely regret not giving Khaled my business. Of everyone I dealt with during this process, he was the person who kept trying to find solutions when others initially wrote me off, and he conducted himself professionally even when doing so didn't benefit him financially.When someone is helping you make one of the largest financial decisions of your life, honesty and integrity matter enormously. Khaled demonstrated both. I would absolutely recommend speaking with him, and he will be the first person I call when I need mortgage services again.
- I had an outstanding experience working with Raeda at Pacific Mortgage Group. She made the home loan process smooth, stress-free, and easy to understand. She was always available to answer my questions and kept me updated every step of the way. I highly recommend her!Thank you so much for everything!!read moreread lessG. Abdalnour7/21/2026×G. Abdalnour7/21/2026I had an outstanding experience working with Raeda at Pacific Mortgage Group. She made the home loan process smooth, stress-free, and easy to understand. She was always available to answer my questions and kept me updated every step of the way. I highly recommend her!Thank you so much for everything!!
- Khaled,Trinity, and Vanessa did an amazing job with our HELOC . The process was seamless, probably the best experience I’ve had in a loan process. They kept me updated on everything that was going on, answered any questions I had, if I asked a question I received an email immediately from them answering my questions. Top notch all around. Exceptional Customer Service Experience!!!!read moreread lessl. antley5/21/2026×l. antley5/21/2026Khaled,Trinity, and Vanessa did an amazing job with our HELOC . The process was seamless, probably the best experience I’ve had in a loan process. They kept me updated on everything that was going on, answered any questions I had, if I asked a question I received an email immediately from them answering my questions. Top notch all around. Exceptional Customer Service Experience!!!!Khaled and his team Trinity, Vanessa and Pacific mortgage as a whole provided us with Excellent Service.The team was great, professional, and highly efficient, delivering swift service from start to finish.I appreciated the clear communication, timely updates, and responsiveness throughout the process.The overall experience was seamless and reassuring, reflecting strong expertise and customer focus.read moreread lessL. Montgomery5/21/2026×L. Montgomery5/21/2026Khaled and his team Trinity, Vanessa and Pacific mortgage as a whole provided us with Excellent Service.The team was great, professional, and highly efficient, delivering swift service from start to finish.I appreciated the clear communication, timely updates, and responsiveness throughout the process.The overall experience was seamless and reassuring, reflecting strong expertise and customer focus.
- Excellent service and very professional team. The process was smooth, fast, and stress-free. Highly recommend Pacific Mortgage Group for anyone looking for reliable and honest mortgage assistance.read moreread lessM. LLC5/21/2026
- Used a lot of lenders before, but Pacific has been five stars from the beginning they were able to finish in two weeks in terms of the Loan documentations that were required and we’re very well prepared for escrow closing before the required time. They have a vast network of lenders that I was able to choose from which gave me a lot of options, especially if you’re looking for a multi unit Financing. They could get anything done. Will be using them again soonread moreread lessm. salamh5/20/2026×m. salamh5/20/2026Used a lot of lenders before, but Pacific has been five stars from the beginning they were able to finish in two weeks in terms of the Loan documentations that were required and we’re very well prepared for escrow closing before the required time. They have a vast network of lenders that I was able to choose from which gave me a lot of options, especially if you’re looking for a multi unit Financing. They could get anything done. Will be using them again soon
- Maram was amazing to work with! She made the loan process smooth and stress-free, always communicating clearly and answering my questions quickly. Her professionalism and friendly attitude really stood out. Thank you, Maram, for your excellent service and support!read moreread lessZ. Amir11/01/2025
- From start to finish it was a wonderful experience working with Khaled and Vanessa was excellent. They were both very very patience and very understanding answered all our questions. Khaled Was always available to and willing to help in any possible. EXCELLENT COMMUNICATION, VERY PROFESSIONAL, ALWAYS ALWAYS WENT UP AND BEYOND TO MAKE SURE ALL MY many Questions & CONCERNS WERE ANSWERED. KHALED A SPECIAL THANK YOU FOR THE LATE NIGHT CALL ALL THE TIME YOU TOOK TO REALLY HELP GUIDE US THROUGH THIS PROCESS AGAIN THANK PACIFIC MORTAGE GROUP We are truly thankful beyond Grateful for you all support Thank you Thank youread moreread lessj. santos10/15/2025×j. santos10/15/2025From start to finish it was a wonderful experience working with Khaled and Vanessa was excellent. They were both very very patience and very understanding answered all our questions. Khaled Was always available to and willing to help in any possible. EXCELLENT COMMUNICATION, VERY PROFESSIONAL, ALWAYS ALWAYS WENT UP AND BEYOND TO MAKE SURE ALL MY many Questions & CONCERNS WERE ANSWERED. KHALED A SPECIAL THANK YOU FOR THE LATE NIGHT CALL ALL THE TIME YOU TOOK TO REALLY HELP GUIDE US THROUGH THIS PROCESS AGAIN THANK PACIFIC MORTAGE GROUP We are truly thankful beyond Grateful for you all support Thank you Thank you
- I was very happy with Khaled and Vanessa's service with Pacific Mortgage Group. Their service was quick, communicative, and helped me purchase my home within my budget. At one point I was about to give up because there were so many conditions set by the lender but we were able to close escrow and with 10% down on a conventional Fannie Mae loan I was very happy with the results. My dream of owning a condo in prime location Koreatown came true! This was a condo that I always wanted to live in having nostalgic memories when I visited my aunt's home as a child. I highly recommend working with Khaled at Pacific Mortgage Group and their team's expertise!read moreread lessJ. Carter10/07/2025×J. Carter10/07/2025I was very happy with Khaled and Vanessa's service with Pacific Mortgage Group. Their service was quick, communicative, and helped me purchase my home within my budget. At one point I was about to give up because there were so many conditions set by the lender but we were able to close escrow and with 10% down on a conventional Fannie Mae loan I was very happy with the results. My dream of owning a condo in prime location Koreatown came true! This was a condo that I always wanted to live in having nostalgic memories when I visited my aunt's home as a child. I highly recommend working with Khaled at Pacific Mortgage Group and their team's expertise!Simply outstanding! communication, transparency, efficiency, and professionalism from our Loan officer Raeda Jaber and Her assistant Carlos Gale. From the moment we engage on the first inquiry until the end! available 24/7 to answer all of our Questions. Thank you, for making our Loan easy. Keep up the good work!read moreread lessE. Gazo8/29/2025×E. Gazo8/29/2025Simply outstanding! communication, transparency, efficiency, and professionalism from our Loan officer Raeda Jaber and Her assistant Carlos Gale. From the moment we engage on the first inquiry until the end! available 24/7 to answer all of our Questions. Thank you, for making our Loan easy. Keep up the good work!
- Great experience with the professionals. The loan officer Khaled and his processor Trinity helped me to get my dream house! Their assistance through the whole mortgage application process made my life so much easier and def will work with them again for refinance in the future!read moreread lessA. S5/28/2025
- Ramzi and Trinity made the experience quick and easy! I 100% would recommend them to everyone who is looking to buy a house. I will definitely go back to this amazing company for future mortgage needs.read moreread lessM. Cortes5/19/2025I thought it was a long shot that we would be able obtain a cash out refinance loan but Khaled walked me through the process, explained all of the options and we were able to get the loan! Khaled was very helpful every step of the way explaining what we had to do and what each step would entail. I can enthusiastically say that I had a very positive experience with Pacific Mortgage!read moreread lessM. Ku5/16/2025×M. Ku5/16/2025I thought it was a long shot that we would be able obtain a cash out refinance loan but Khaled walked me through the process, explained all of the options and we were able to get the loan! Khaled was very helpful every step of the way explaining what we had to do and what each step would entail. I can enthusiastically say that I had a very positive experience with Pacific Mortgage!
- My family and I have had the pleasure of working with Raeda and the team at Pacific Mortgage Group over the last few years! They have always gone above and beyond in taking care of us! If you are looking to purchase or refinance, look no further, Pacific Mortgage Group is the way to go!read moreread lessM. Khalil4/29/2025×M. Khalil4/29/2025My family and I have had the pleasure of working with Raeda and the team at Pacific Mortgage Group over the last few years! They have always gone above and beyond in taking care of us! If you are looking to purchase or refinance, look no further, Pacific Mortgage Group is the way to go!
- Pacific Mortgage Group was great to work with, always very responsive and worked hard to find me the best mortgage possible.read moreread lessD. Humm4/09/2025
- Ramzi and his team were professional, friendly, and found the best possible loan option for our first mortgage. They worked well to get the information the lender needed and were responsive with our realtor. Would absolutely recommend Ramzi and the Pacific Mortgage group.read moreread lessB. Stuercke3/18/2025I just bought my first home and wanted to share my experience. My friend recommended me to a loan officer named Ramzi, so I told my realtor about him. She said he was really good and fast to respond. Every time I needed something, Ramzi was super quick to get back to her. When I called him, he always answered my questions and made sure I understood everything. Ramzi helped me get my closing costs lower and secured the best interest rate possible. The escrow lady even mentioned that it was the lowest rate she had seen this year! Overall, I had a great experience working with Ramzi and my realtor, and I highly recommend them to anyone looking to buy a home.read moreread lessV. Gonzales3/17/2025×V. Gonzales3/17/2025I just bought my first home and wanted to share my experience. My friend recommended me to a loan officer named Ramzi, so I told my realtor about him. She said he was really good and fast to respond. Every time I needed something, Ramzi was super quick to get back to her. When I called him, he always answered my questions and made sure I understood everything. Ramzi helped me get my closing costs lower and secured the best interest rate possible. The escrow lady even mentioned that it was the lowest rate she had seen this year! Overall, I had a great experience working with Ramzi and my realtor, and I highly recommend them to anyone looking to buy a home.
- They went above and beyond with helping me even on the items that wasn't related to their scope. Homeowner seller agreement, contacting insurance company, dealing with title for missing info. They did a lot of stuff to help get me through the process before I even committed to them for loan.read moreread lessA. Duer3/03/2025×A. Duer3/03/2025They went above and beyond with helping me even on the items that wasn't related to their scope. Homeowner seller agreement, contacting insurance company, dealing with title for missing info. They did a lot of stuff to help get me through the process before I even committed to them for loan.My experience with Pacific Mortgage and Reada was absolutely AMAZING. Raeda is extremely caring, understanding and professional. With her by my side there was never a moment that I had to worry about anything. I would recommend Raeda and her team to everyone I know. I thank God for Raeda and Pacific Mortgage Company.read moreread lessT. Franklin2/02/2025×T. Franklin2/02/2025My experience with Pacific Mortgage and Reada was absolutely AMAZING. Raeda is extremely caring, understanding and professional. With her by my side there was never a moment that I had to worry about anything. I would recommend Raeda and her team to everyone I know. I thank God for Raeda and Pacific Mortgage Company.
- Khaled and the team at pacific mortgage have been an incredible help with my loans. Their expertise, professionalism, and genuine care made the process smooth and stress-free every time. Khaled goes above and beyond to ensure everything is handled perfectly and always takes the time to answer questions and explain options. Highly recommend for anyone needing mortgage assistance—you won't find better!read moreread lessN. Obeid1/19/2025×N. Obeid1/19/2025Khaled and the team at pacific mortgage have been an incredible help with my loans. Their expertise, professionalism, and genuine care made the process smooth and stress-free every time. Khaled goes above and beyond to ensure everything is handled perfectly and always takes the time to answer questions and explain options. Highly recommend for anyone needing mortgage assistance—you won't find better!
- Don’t even think twice. Just call them up! You won’t regret it!! I am so grateful that I crossed paths with Ramzi and his team at Pacific Mortgage Group. I had given up hope but then this amazing group worked with me for months to get me solutions with the best rates for my situation. Ramzi was communicative, explained things thoroughly and never gave up on me! Thank you Ramzi and Pacific Mortgage Group as a whole! I will recommend you to everyone I know that’s in the market for your services!read moreread lessP. “Karyatisa”12/14/2024×P. “Karyatisa”12/14/2024Don’t even think twice. Just call them up! You won’t regret it!! I am so grateful that I crossed paths with Ramzi and his team at Pacific Mortgage Group. I had given up hope but then this amazing group worked with me for months to get me solutions with the best rates for my situation. Ramzi was communicative, explained things thoroughly and never gave up on me! Thank you Ramzi and Pacific Mortgage Group as a whole! I will recommend you to everyone I know that’s in the market for your services!This was my first home buying experience and I think it went as smoothly as I could have hoped. Carlos helped me find the absolute best interest rate around and explained the process with patience and worked around my extremely hectic schedule. I had many questions and was understandably anxious about this process and they definitely put me at easy by answering any questions I had with patience and simplicity. I will definitely be using them again when it’s time to buy my next property.read moreread lessJ. Ramirez12/08/2024×J. Ramirez12/08/2024This was my first home buying experience and I think it went as smoothly as I could have hoped. Carlos helped me find the absolute best interest rate around and explained the process with patience and worked around my extremely hectic schedule. I had many questions and was understandably anxious about this process and they definitely put me at easy by answering any questions I had with patience and simplicity. I will definitely be using them again when it’s time to buy my next property.
