Welcome to Pacific Mortgage Group, where we give you the knowledge needed to make sound financial decisions. Several key developments have emerged that could significantly impact homebuyers and home sellers
The prospect of receiving up to $150,000 to assist first-time homebuyers in California might seem enticing, but it’s important to clarify the specifics and dispel any misconceptions surrounding this topic.
Lowering your monthly mortgage payment can be a game-changer for your financial well-being, allowing you to free up cash for other expenses or investments. Whether you’re facing unexpected financial pressures
Owning a home is a cornerstone of financial stability and a significant milestone in achieving long-term wealth. However, many homeowners overlook the potential benefits of refinancing their home loans—a strategy
As the world increasingly focuses on sustainability and energy efficiency, homeowners in Anaheim, CA, are presented with an exciting opportunity: green mortgages. These innovative financing options enable homeowners to invest
Call (951) 531-1399 to learn more about our services and schedule a visit.
You can also fill out our contact form, and we’ll be happy to get back to you as soon as possible.
At Pacific Mortgage Group,
we understand that purchasing
a home or investment property
can be one of the most significant financial decisions in one’s life.
Explore
States We Serve
Location
Find Us On Google
NMLS Consumer Access Website
NMLS #237598 DRE #01523500
Pacific Mortgage Group is a dba of California Premier Services, Inc
Rates, terms, and conditions are subject to change without notice. Loan approval is subject to verification of credit, employment, income, and asset information.
Communication Consent:
By submitting your information you agree to our terms of service and privacy policy, you understand that you are consenting for us to contact you to discuss mortgage loan products and rate options at the email address and/or the phone number provided including via text, automated or pre-recorded means.
Oregon specific Reverse Mortgage disclosure
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.
