When you are looking for your dream home, you should be able to focus entirely on finding it rather than worrying about the mortgage process.
So that you can concentrate on your home search, we make the mortgage process easy. Here is what to expect when you apply for a home loan with Pacific Mortgage Group.
The mortgage process starts when you call (951) 531-1399 to schedule a consultation. Your consultation gives you a chance to ask your questions and describe your goals.
Our loan experts will listen and ask you questions to understand your scenario, which will help us match you with the right loan product.
We will also answer all of your questions in as much detail as you need to understand the process of buying a home and the different loan types.
After the consultation, we will pre-approve you for a home loan. Mortgage pre-approval helps you out in a couple of ways:
• You find out how much home you can afford.
• When you negotiate with sellers, you can show them the pre-approval letter.
Mortgage pre-approval can really help move the home search process forward.
Next, it is time for you to apply for a mortgage. This process involves an assessment of your credit score, debt-to-income ratio, income and employment history.
The documents you need to provide depend on whether you are an employee or you are self-employed. We have streamlined processes in place to make it easy either way.
The next step is one you don’t have to worry about, because we take care of it. While we carry out the appraisal and underwriting, you can proceed with your house hunt.
As you wait for final approval, we provide conditional approval, which comes with a loan commitment.
There might be a requirement for a few pending documents. Once you provide those documents, we can submit them.
After the last stages of underwriting are complete, we issue the final approval on your home loan.
Now the only thing left to take care of is closing and giving you your keys. Then you can move into your dream home.
Customers Testimonials
Trusted by Thousands of Happy Customers
- I recently worked with Raeda Jaber at Pacific Mortgage Group for my mortgage, and I couldn't be happier with the experience. From our first meeting, she demonstrated an impressive depth of knowledge about the mortgage process and was always ready to answer my questions. Raeda took the time to understand my financial situation and helped me find the best mortgage option tailored to my needs. She guided me through every step, making what can often be a daunting process feel manageable and straightforward. Communication was excellent; I was kept informed at every stage, and I appreciated her quick responses to my inquiries. Thanks to Raeda's expertise and support, I secured a great rate and closed on my home smoothly. I highly recommend Raeda to anyone looking for a reliable and knowledgeable mortgage broker. Thank you for helping me purchase my home.read moreread less
N. Alsmadi10/24/2024×N. Alsmadi10/24/2024I recently worked with Raeda Jaber at Pacific Mortgage Group for my mortgage, and I couldn't be happier with the experience. From our first meeting, she demonstrated an impressive depth of knowledge about the mortgage process and was always ready to answer my questions. Raeda took the time to understand my financial situation and helped me find the best mortgage option tailored to my needs. She guided me through every step, making what can often be a daunting process feel manageable and straightforward. Communication was excellent; I was kept informed at every stage, and I appreciated her quick responses to my inquiries. Thanks to Raeda's expertise and support, I secured a great rate and closed on my home smoothly. I highly recommend Raeda to anyone looking for a reliable and knowledgeable mortgage broker. Thank you for helping me purchase my home.Excellent company to work with highly recommendread moreread less D. Golding10/24/2024×D. Golding10/24/2024Excellent company to work with highly recommend - We recently closed on our first home in Florida, and working with Ramzi Al-Shurman as our loan officer was an excellent experience. My wife and I had many questions throughout the process, and Ramzi took the time to explain everything, ensuring we understood all our options and what was best for us. I was introduced to Ramzi by a coworker who had a great experience with him when purchasing his family home, and he absolutely lived up to that reputation. He is honest, hardworking, and genuinely cares about his clients. Not only did he make the entire process as smooth as possible, but he also secured us the best rate available. We couldn’t be happier with the service Ramzi provided. You won’t regret choosing him to work on your loan!read moreread less d. dejesus10/17/2024×d. dejesus10/17/2024We recently closed on our first home in Florida, and working with Ramzi Al-Shurman as our loan officer was an excellent experience. My wife and I had many questions throughout the process, and Ramzi took the time to explain everything, ensuring we understood all our options and what was best for us. I was introduced to Ramzi by a coworker who had a great experience with him when purchasing his family home, and he absolutely lived up to that reputation. He is honest, hardworking, and genuinely cares about his clients. Not only did he make the entire process as smooth as possible, but he also secured us the best rate available. We couldn’t be happier with the service Ramzi provided. You won’t regret choosing him to work on your loan!Khaled has always been very helpfull and always available. He gives promt answers and has been a key consultant for us during all our loan processes. We will surely continue to work with him.read moreread less a. gigli10/14/2024×a. gigli10/14/2024Khaled has always been very helpfull and always available. He gives promt answers and has been a key consultant for us during all our loan processes. We will surely continue to work with him.
- I was referred to KHALED and he did an excellent job. Thank youread moreread less H. Alkhatib10/13/2024×H. Alkhatib10/13/2024I was referred to KHALED and he did an excellent job. Thank youRamzi , thank you for everything. You help me so much. I will definitely put your name out there to my friends. I was a little nervous never did this before, but you were very understanding and help me with this difficult time. Thank you so much.read moreread less L. A10/12/2024×L. A10/12/2024Ramzi , thank you for everything. You help me so much. I will definitely put your name out there to my friends. I was a little nervous never did this before, but you were very understanding and help me with this difficult time. Thank you so much.
- 👆 Khaled and Pacific Mortgage Group, We cannot thank you enough for the incredible effort you put into making this happen. Your dedication and hard work truly stand out, and it’s been an absolute pleasure working with you. We’re beyond grateful and proud to say we had the best by our side—you're undoubtedly the top mortgage provider in Los Angeles! 🫡 We look forward to working with you again on future projects and continuing this great partnership. Rania Tabbahread moreread less R. Tabbah10/11/2024×R. Tabbah10/11/2024👆 Khaled and Pacific Mortgage Group, We cannot thank you enough for the incredible effort you put into making this happen. Your dedication and hard work truly stand out, and it’s been an absolute pleasure working with you. We’re beyond grateful and proud to say we had the best by our side—you're undoubtedly the top mortgage provider in Los Angeles! 🫡 We look forward to working with you again on future projects and continuing this great partnership. Rania TabbahRamzi at PMG is awesome!! He helped us with our home mortgage and answered all of our questions. He was always available to answer questions, professional and knowledgeable; typically answered my calls and texts instantly. Highly recommend.We will definitely do business again!read moreread less J. Sumner10/09/2024×J. Sumner10/09/2024Ramzi at PMG is awesome!! He helped us with our home mortgage and answered all of our questions. He was always available to answer questions, professional and knowledgeable; typically answered my calls and texts instantly. Highly recommend.We will definitely do business again!
- It was pleasure working with you. Thank you for your knowledge professionalism and honesty. Will be more than happy to work with you for future financesread moreread less M. Ismail10/09/2024×M. Ismail10/09/2024It was pleasure working with you. Thank you for your knowledge professionalism and honesty. Will be more than happy to work with you for future financesRamzie at Pacific Mortgage is second to none!!!! We recently used Pacific Mortgage for Our refinance and are Very happy with the Whole process from start to finish. We highly recommend Ramzie for all Your Mortgage needs. Stephen Parks.read moreread less S. P.10/02/2024×S. P.10/02/2024Ramzie at Pacific Mortgage is second to none!!!! We recently used Pacific Mortgage for Our refinance and are Very happy with the Whole process from start to finish. We highly recommend Ramzie for all Your Mortgage needs. Stephen Parks.
- Thank you so much to Khalid for assisting me purchase my new home. Khalid is very professional, communicative, and helpful. He was very attentive to details throughout the process which made it very smooth and straightforward. I recommend Khalid to anyone in need of a reliable, knowledgeable, and supportive loan officer. The level of service and care I received exceeded all of my expectations. Thank you again, Khalid, for your exceptional assistance!read moreread less K. Banihani9/24/2024×K. Banihani9/24/2024Thank you so much to Khalid for assisting me purchase my new home. Khalid is very professional, communicative, and helpful. He was very attentive to details throughout the process which made it very smooth and straightforward. I recommend Khalid to anyone in need of a reliable, knowledgeable, and supportive loan officer. The level of service and care I received exceeded all of my expectations. Thank you again, Khalid, for your exceptional assistance!Raeda and her team was amazing!! They made the process to easy and effortless.. thank you so much!!!read moreread less C. Cruz9/24/2024×C. Cruz9/24/2024Raeda and her team was amazing!! They made the process to easy and effortless.. thank you so much!!!
- Carlos and the team at Pacific Mortgage Group were effective and precise in assisting us with our mortgage loan. We appreciate their excellent work and gladly vouch for them.read moreread less r. aguilar9/10/2024×r. aguilar9/10/2024Carlos and the team at Pacific Mortgage Group were effective and precise in assisting us with our mortgage loan. We appreciate their excellent work and gladly vouch for them.My dear Roxana and Carlos, this was an extreme trip for the whole team, but we came out victorious. These people dedicate themselves to their work, achieving smiles. Personally, I don't have more stars to give them, but I thank God for having dealt with them. I recommend them to you.read moreread less J. Osorno9/10/2024×J. Osorno9/10/2024My dear Roxana and Carlos, this was an extreme trip for the whole team, but we came out victorious. These people dedicate themselves to their work, achieving smiles. Personally, I don't have more stars to give them, but I thank God for having dealt with them. I recommend them to you.
- My wife and I worked with James on a refinance and the whole process was an absolute breeze. He was very timely and responsive and incredibly helpful in guiding us through the process. Would definitely recommend!read moreread less J. Allen8/31/2024×J. Allen8/31/2024My wife and I worked with James on a refinance and the whole process was an absolute breeze. He was very timely and responsive and incredibly helpful in guiding us through the process. Would definitely recommend!I am very grateful to have found Ramzi for handling the mortgage for the construction of my house. I made the right choice by selecting him for a process that has been long, complicated, and challenging for everyone involved. Ramzi is a highly knowledgeable person; he always answered our questions whenever we needed him. Even though he was in another state with different time zones, this was never an issue. He was always very attentive, as was everyone in the office. This is a dream come true for me and my family. It has been a tough year, but finding Ramzi made it much more bearable for us. Thank you for everything!read moreread less A. Carmona8/31/2024×A. Carmona8/31/2024I am very grateful to have found Ramzi for handling the mortgage for the construction of my house. I made the right choice by selecting him for a process that has been long, complicated, and challenging for everyone involved. Ramzi is a highly knowledgeable person; he always answered our questions whenever we needed him. Even though he was in another state with different time zones, this was never an issue. He was always very attentive, as was everyone in the office. This is a dream come true for me and my family. It has been a tough year, but finding Ramzi made it much more bearable for us. Thank you for everything!
- Khaled is awesome, knowledgeable, and responsive. We got our refi done in record timeread moreread less M. Saheed8/26/2024×M. Saheed8/26/2024Khaled is awesome, knowledgeable, and responsive. We got our refi done in record timehighly recommend Raeda at Pacific Mortgage Group. She made the entire loan process smooth and stress-free with her expertise and excellent communication. Raeda and her team handled my refinance loan efficiently. Thanks to her, we closed on time and with very competitive loan terms. Truly outstanding service!read moreread less B. Abdallah8/26/2024×B. Abdallah8/26/2024highly recommend Raeda at Pacific Mortgage Group. She made the entire loan process smooth and stress-free with her expertise and excellent communication. Raeda and her team handled my refinance loan efficiently. Thanks to her, we closed on time and with very competitive loan terms. Truly outstanding service!
- I used James from PMG and the service was excellent! He is knowledgeable, friendly and really tries to help. He was always available to answer questions and responds right away to any questions! I had a great experience!! Highly recommend!read moreread less B. Fox8/19/2024×B. Fox8/19/2024I used James from PMG and the service was excellent! He is knowledgeable, friendly and really tries to help. He was always available to answer questions and responds right away to any questions! I had a great experience!! Highly recommend!Great customer service and attentive to your needs.read moreread less L. Felix8/16/2024×L. Felix8/16/2024Great customer service and attentive to your needs.
- I worked with James at Pacific Mortgage Group & had an amazing experience. He was able to over come some bumps in the road along the way and make it happen for us. He was always available by phone or email with any questions or concerns and responded promptly. I will definitely work with them again in the future! I highly recommend this company.read moreread less S. Vargas8/14/2024×S. Vargas8/14/2024I worked with James at Pacific Mortgage Group & had an amazing experience. He was able to over come some bumps in the road along the way and make it happen for us. He was always available by phone or email with any questions or concerns and responded promptly. I will definitely work with them again in the future! I highly recommend this company.So detail oriented and organized. Made the process of buying our home smooth, fast, and efficient. I highly recommend speaking with Raeda and her team first if you are looking to buy a house.read moreread less J. Kiswani8/12/2024×J. Kiswani8/12/2024So detail oriented and organized. Made the process of buying our home smooth, fast, and efficient. I highly recommend speaking with Raeda and her team first if you are looking to buy a house.
- Great job helping me buying a house in Hemet City, Khalid was so flexible and responsive and made the purchase happen in no time. 👌🏼read moreread less H. Shoubaki7/28/2024×H. Shoubaki7/28/2024Great job helping me buying a house in Hemet City, Khalid was so flexible and responsive and made the purchase happen in no time. 👌🏼The loan officer were very knowledgeable and took the time to explain all the details and options available to me. They were patient and answered all my questions, making me feel comfortable and informed throughout the process.read moreread less N. Blanco7/28/2024×N. Blanco7/28/2024The loan officer were very knowledgeable and took the time to explain all the details and options available to me. They were patient and answered all my questions, making me feel comfortable and informed throughout the process.
- Big Helper, and very honest fast processing And so friendlyread moreread less Z. Makhlouf7/20/2024×Z. Makhlouf7/20/2024Big Helper, and very honest fast processing And so friendlyWhat can I say. From the moment Raeda and her team grabbed my family it was all smooth. Every info and everything needed was clear. Raeda was always available to talk. Even when she was on vacation. They made my process to secure the loan for my new home amazing. Thank you so so muchread moreread less M. Ismail7/14/2024×M. Ismail7/14/2024What can I say. From the moment Raeda and her team grabbed my family it was all smooth. Every info and everything needed was clear. Raeda was always available to talk. Even when she was on vacation. They made my process to secure the loan for my new home amazing. Thank you so so much
- Raeda always helps and makes life easy. We were in a rush to pull out a loan and she was able to get it done and funded in 3 weeks. She works every fast, efficient, and always helpful. She on top of everything even after, will always use them. And this is our 5th time using them always greatread moreread less A. Maida7/03/2024×A. Maida7/03/2024Raeda always helps and makes life easy. We were in a rush to pull out a loan and she was able to get it done and funded in 3 weeks. She works every fast, efficient, and always helpful. She on top of everything even after, will always use them. And this is our 5th time using them always greatIn my experience working with Pacific Mortgage it was second to none. It is my second property that I carry out procedures with this company and the treatment was exceptional. Carlos Gale was the person in charge on this occasion and it goes without saying that he is an excellent professional, knowledgeable in the credit area, they take you by the hand in an efficient and punctual manner and thus avoid any type of setbacks that could delay the process. of credit. I recommend them 100% for anyone who wants to enter the world of real estate purchasing, in addition to Carlos Gale's professionalism, he is quite agile in a second language like Spanish so there is no limit for the Latin market.read moreread less G. Reveron6/29/2024×G. Reveron6/29/2024In my experience working with Pacific Mortgage it was second to none. It is my second property that I carry out procedures with this company and the treatment was exceptional. Carlos Gale was the person in charge on this occasion and it goes without saying that he is an excellent professional, knowledgeable in the credit area, they take you by the hand in an efficient and punctual manner and thus avoid any type of setbacks that could delay the process. of credit. I recommend them 100% for anyone who wants to enter the world of real estate purchasing, in addition to Carlos Gale's professionalism, he is quite agile in a second language like Spanish so there is no limit for the Latin market.
- Ramzi did everything in his power to facilitate the home buying process for my family and I. He was communicative, understanding, and made it a point to follow through with lenders who were generally unresponsive. His team offered a great rate too. He pushed until he made it happen! 5 stars all the way to Ramzi and the Pacific Mortgage Group.read moreread less J. Pierre6/16/2024×J. Pierre6/16/2024Ramzi did everything in his power to facilitate the home buying process for my family and I. He was communicative, understanding, and made it a point to follow through with lenders who were generally unresponsive. His team offered a great rate too. He pushed until he made it happen! 5 stars all the way to Ramzi and the Pacific Mortgage Group.Even on his preplanned vacation, James was on it and relentless to ensure all my questions were answered and that our deal would close on time! James Allen, we were very blessed to have found you.read moreread less Y. Velasco6/15/2024×Y. Velasco6/15/2024Even on his preplanned vacation, James was on it and relentless to ensure all my questions were answered and that our deal would close on time! James Allen, we were very blessed to have found you.
- Khaled is an excellent person to work with and he gets the job done. I highly recommend him.read moreread less W. Mohottige5/18/2024×W. Mohottige5/18/2024Khaled is an excellent person to work with and he gets the job done. I highly recommend him.Khaled and his team worked quickly and were attentive throughout the process. Our loan was funded in less than a month, start to finish!read moreread less M. C5/03/2024×M. C5/03/2024Khaled and his team worked quickly and were attentive throughout the process. Our loan was funded in less than a month, start to finish!
- Pacific Mortgage helped us buy our dream home right after our bankruptcy discharge. Ramzi and his assistant Thalia did such a great job every step of the way. They were very attentive and kept us informed on the process. I would definitely recommend them to anyone looking to purchase their home and will contact them again in the future for any other purchases. Thank you Pacific Mortgage!!read moreread less C. Romero4/25/2024×C. Romero4/25/2024Pacific Mortgage helped us buy our dream home right after our bankruptcy discharge. Ramzi and his assistant Thalia did such a great job every step of the way. They were very attentive and kept us informed on the process. I would definitely recommend them to anyone looking to purchase their home and will contact them again in the future for any other purchases. Thank you Pacific Mortgage!!I have done two transactions with Khaled and I’m really happy with the services he provides . My second mortgage got approved before the 20 day period contingency . Khaled and His team keeps me informed on all the steps every now and then . Above all , he was super quick in giving us the preapproval and prequal needed for our house hunts too . I am looking forward to the third transaction with Khaled .read moreread less a. nilekani4/24/2024×a. nilekani4/24/2024I have done two transactions with Khaled and I’m really happy with the services he provides . My second mortgage got approved before the 20 day period contingency . Khaled and His team keeps me informed on all the steps every now and then . Above all , he was super quick in giving us the preapproval and prequal needed for our house hunts too . I am looking forward to the third transaction with Khaled .
- Would like to give a huge thank you to Ramze and Thalia. Only a few people knew how difficult my loan process was due to many difficulties. As always Ramze and Thalia were always there to calm me down. There professionalism and expertise made me never loose hope. There outstanding rates are second to none. Thank you Ramze and I know you will never forget my case brother, but you did it and I am extremely proud of that!!!!!read moreread less M. Sanchez4/24/2024×M. Sanchez4/24/2024Would like to give a huge thank you to Ramze and Thalia. Only a few people knew how difficult my loan process was due to many difficulties. As always Ramze and Thalia were always there to calm me down. There professionalism and expertise made me never loose hope. There outstanding rates are second to none. Thank you Ramze and I know you will never forget my case brother, but you did it and I am extremely proud of that!!!!!The reason I am giving Pacific Mortgage Group a 5 star review is because of their amazing work ethic. Since the first time I spoke to James, he was very transparent with all the process and how it was going to work. He was able to answer all the questions and explain to me all the terminology about loans. Throughout all the process, he was always willing to talk to me if I had a question which I think it was great because throughout these processes communication is a huge part of making sure everything is in order and things are moving forward. I highly recommend this Mortgage Group if you are interested in buying your future home or invest in a house.read moreread less T. Ochoa4/12/2024×T. Ochoa4/12/2024The reason I am giving Pacific Mortgage Group a 5 star review is because of their amazing work ethic. Since the first time I spoke to James, he was very transparent with all the process and how it was going to work. He was able to answer all the questions and explain to me all the terminology about loans. Throughout all the process, he was always willing to talk to me if I had a question which I think it was great because throughout these processes communication is a huge part of making sure everything is in order and things are moving forward. I highly recommend this Mortgage Group if you are interested in buying your future home or invest in a house.
- I recently worked with Raeda and Thalia for our mortgage loan. They where recommended from a family friend. From the beginning they shown exemplary professionalism in handling our loan. They where straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end we were able to get our loan. We are very happy and pleased with the outcome. We recommend them for your mortgage need. Schaun & Tina. Homeownersread moreread less E. Thibodeaux4/11/2024×E. Thibodeaux4/11/2024I recently worked with Raeda and Thalia for our mortgage loan. They where recommended from a family friend. From the beginning they shown exemplary professionalism in handling our loan. They where straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end we were able to get our loan. We are very happy and pleased with the outcome. We recommend them for your mortgage need. Schaun & Tina. HomeownersThanks you to James and team who were responsive and extremely proactive to drive things forward and helped us get a construction loan! Great experience.read moreread less R. Bala3/27/2024×R. Bala3/27/2024Thanks you to James and team who were responsive and extremely proactive to drive things forward and helped us get a construction loan! Great experience.
- Had the best experience with James Allen and Pacific Mortgage Group. James went above and beyond in understanding our needs and helping us secure the construction financing which is going to take our real estate projects to new heights. Thanks!!!!read moreread less A. Bala3/27/2024×A. Bala3/27/2024Had the best experience with James Allen and Pacific Mortgage Group. James went above and beyond in understanding our needs and helping us secure the construction financing which is going to take our real estate projects to new heights. Thanks!!!!Omar and Thalia did an amazing job helping my family and I out. Over the span of 6-8 months, we worked countless on trying to find us a home. Being an engineer, I over analyzed all the numbers. Omar worked with me extensively in understanding all the math, making sure we got the right prices, and made it happen. Thank you so much to the Pacific Mortgage team, salud !read moreread less H. Menendez3/21/2024×H. Menendez3/21/2024Omar and Thalia did an amazing job helping my family and I out. Over the span of 6-8 months, we worked countless on trying to find us a home. Being an engineer, I over analyzed all the numbers. Omar worked with me extensively in understanding all the math, making sure we got the right prices, and made it happen. Thank you so much to the Pacific Mortgage team, salud !
Move Into Your New Home in Corona
Ready to take the first step toward buying a home? Please contact us today at (951) 531-1399 to schedule your mortgage consultation. We can work with you in Corona or throughout California. We also serve homebuyers and homeowners in Florida, Oregon, Nevada, Colorado and Washington State.
