Your Trusted Irvine Mortgage Services
Financing Options From Leading Irvine Mortgage Lenders
Your path to homeownership starts with understanding the loan programs available to you.
FHA Loans in Irvine
Our team is well-versed in FHA loan requirements and can guide you through each step, from understanding FHA loan limits to completing the application process.
DSCR Loan in Irvine
Embracing the benefits of residential DSCR loans opens up new avenues for homeownership in Irvine, offering a pathway guided by financial prudence, flexibility, and tailored solutions to meet diverse needs in the dynamic real estate market.
HELOC in Irvine
There are special rules for Home Equity Lines of Credit (HELOCs) in Irvine. As with all states, HELOC lenders in Irvine must comply with federal disclosure requirements.
Reverse Mortgage in Irvine
A reverse mortgage can be a valuable tool for homeowners aged 62 and over, providing a source of income while allowing them to remain in their homes.
Family Opportunity Mortgage in Irvine
VA Loans in Irvine
VA Home Loans offer an incredible opportunity for veterans, active-duty service members, and eligible surviving spouses.
Built for business owners who need flexible income qualification, streamlined documentation help, and expert support through approval.
Make your first home more accessible with low down payment options, flexible credit guidelines, and expert guidance from pre-approval through closing.
Dream For All Program
The California Dream For All Program is a shared appreciation loan program that provides down payment assistance to first-time homebuyers in Irvine.
Cash Out Refinance Program in Irvine
A cash-out refinance involves taking out a new mortgage for more than what you owe on your existing loan and receiving the difference in cash.
How Our We Approach Your Loan
Pacific Mortgage Group operates as a mortgage broker rather than a direct lender, creating distinct advantages for you. Unlike other mortgage companies in Irvine, CA, we connect with multiple wholesale lending partners instead of limiting you to one institution’s products. This network approach allows us to compare programs across various lenders and identify financing that matches your credit profile, down payment capacity and long-term plans.
Our team handles the complexities of loan processing while you benefit from our relationships with established financial institutions throughout California. We use technology to simplify and speed up the lending process while providing personalized support and guidance.
Understanding Irvine's Real Estate Landscape
The city stands apart as one of the nation’s premier master-planned communities, renowned for exceptional schools, corporate employment centers and meticulously designed neighborhoods. Local villages each offer distinct characteristics — from the established homes of Woodbridge to the newer developments in Great Park Neighborhoods and Portola Springs.
As a mortgage broker in Irvine serving Orange County homebuyers since 2006, we understand how these local factors influence your financing needs. The city attracts professionals working for major employers, families prioritizing award-winning schools and individuals seeking a safe, well-maintained community with extensive parks and recreational facilities.
Connect With a Trusted Irvine Mortgage Company Today
Your mortgage journey deserves experienced guidance from professionals who understand both lending complexities and local market nuances. Call us at 951-531-1399 to schedule a consultation with Pacific Mortgage Group. Our team helps you explore various financing options that fits your needs.
