Fast and Easy Custom Rate Quotes
Take the first step by getting preapproved!
*By clicking SUBMIT, you consent to receiving SMS messages. Data rates may apply. Message frequency will vary. Reply Help to get more assistance. Reply Stop to opt-out of messaging.
At Pacific Mortgage Group, we proudly serve homebuyers and investors across California, Florida, Oregon, Nevada, Colorado and Washington. Our mission is to help you navigate the journey to homeownership with ease, thanks to the benefits of first-time home buyer loans.
Becoming a homeowner is a dream that many aspire to, but it can often feel out of reach, especially for first-time buyers. At Pacific Mortgage Group, we understand the challenges and uncertainties that come with this significant life step. We are dedicated to helping first-time home buyers navigate the loan process smoothly and secure the financing they need to make their homeownership dreams a reality.
As a first-time buyer, you have some specific needs. You may have less cash available for your down payment upfront. A lack of extensive credit history may also mean you need more flexible credit options. As you navigate the process for the first time, you may need education and personalized support to help you discover the ideal loan option. At Pacific Mortgage Group, we’re thrilled to assist you in finding financing for your new home purchase. We may be able to identify options like:
We make finding mortgages easier by tailoring our approach based on your needs. If you’re buying a home for the first time, we can find options with competitive rates and reduced mortgage insurance requirements.
Pacific Mortgage Group has earned a reputation for excellence in the mortgage industry, and we take pride in being a trusted partner for first-time home buyers. Here’s how we can assist you in your journey to homeownership:
Our team of experienced mortgage specialists understands that the mortgage process can be overwhelming, especially for first-time buyers. We provide expert guidance and personalized support to help you understand your options, make informed decisions, and confidently move forward.
We recognize that every individual’s financial situation is unique. Our experts work closely with you to create customized loan solutions tailored to your specific needs and budget. Whether you’re looking for a fixed-rate mortgage, an adjustable-rate mortgage, or government-backed loans like FHA or VA loans, we have options that can work for you.
One of the most significant obstacles for first-time buyers is often the down payment. Pacific Mortgage Group offers a variety of programs that allow you to purchase your first home with minimal upfront costs. These low to no down payment programs make homeownership more accessible than ever before.
Getting the best possible interest rate on your mortgage can save you thousands of dollars over the life of your loan. Pacific Mortgage Group is committed to securing competitive interest rates for our clients. We leverage our industry relationships to help you find favorable terms that fit your financial goals.
We understand that time is of the essence when it comes to buying a home. Our streamlined application process ensures that you can move forward quickly and efficiently. We’ll work with you to gather the necessary documentation and navigate the paperwork, simplifying the entire loan application process.
From your initial consultation to the day you close on your new home, Pacific Mortgage Group is by your side, offering support and guidance at every step. We believe in transparent communication and are always available to address your questions and concerns.
Pacific Mortgage Group is your dedicated partner in turning your dream of homeownership into reality. With our expert guidance, customized loan solutions, low to no down payment programs, competitive interest rates, and a streamlined application process, we make it easier than ever for first-time home buyers to secure the financing they need.
Contact Pacific Mortgage Group today to take the first step toward owning your very first home. Let us help you turn your homeownership dream into a cherished reality.
Homeownership is closer than you might think when you work with us. Our mortgage process begins with online preapproval. You can provide us with details about yourself and the type of home you’re interested in purchasing. We’ll use this information to tell you what you may qualify for, including the maximum loan amount, potential interest rate and loan terms.
After preapproval, you will need to collect various documents verifying your identity, income, employment, assets and other details. This information will go to the underwriting team for review. Then, we can help you close the loan, so you are ready to buy your first home. With Pacific Mortgage Group, you gain caring and expert support at every stage of the process to streamline your first home buying experience.
Learn more about the VA Home Loan Program
Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.
We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.
Additional questions? Call us at (951) 717-4214 or contact us on Yelp.

Call (951) 531-1399 to learn more about our services and schedule a visit.
You can also fill out our contact form, and we’ll be happy to get back to you as soon as possible.
At Pacific Mortgage Group,
we understand that purchasing
a home or investment property
can be one of the most significant financial decisions in one’s life.
Explore
States We Serve
Location
Find Us On Google
NMLS Consumer Access Website
NMLS #237598 DRE #01523500
Pacific Mortgage Group is a dba of California Premier Services, Inc
Rates, terms, and conditions are subject to change without notice. Loan approval is subject to verification of credit, employment, income, and asset information.
Communication Consent:
By submitting your information you agree to our terms of service and privacy policy, you understand that you are consenting for us to contact you to discuss mortgage loan products and rate options at the email address and/or the phone number provided including via text, automated or pre-recorded means.
Oregon specific Reverse Mortgage disclosure
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.