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At Pacific Mortgage Group, we proudly serve homebuyers and investors across California, Florida, Oregon, Nevada, Colorado and Washington. Our mission is to help you navigate the journey to homeownership with ease, thanks to the benefits of Federal Housing Administration (FHA) Loans.
This mortgage option is insured by the Federal Housing Administration, offering you the chance to buy a home with more flexible terms. This government-backed loan reduces the risk for lenders, allowing you to enjoy:
Becoming a homeowner is a dream that many aspire to, but it can often feel out of reach. FHA Loans help people bring those dreams to life. At Pacific Mortgage Group, we understand the challenges and uncertainties that come with this significant life step. We are dedicated to helping homebuyers navigate the loan process smoothly and secure the financing they need to make their homeownership dreams a reality.
To qualify for an FHA loan, you’ll need to meet some basic requirements:
FHA loans are perfect for first-time homebuyers or those with less-than-perfect credit. Here’s why they might be the right choice for you:
Pacific Mortgage Group has earned a reputation for excellence in the mortgage industry, and we take pride in being a trusted partner for FHA Loans. Here’s how we can assist you in your journey to homeownership:
Our team of experienced mortgage specialists understands that the mortgage process can be overwhelming. We provide expert guidance and personalized support to help you understand your options, make informed decisions and confidently move forward.
We recognize that every individual’s financial situation is unique. Our experts work closely with you to create customized loan solutions tailored to your specific needs and budget. Whether you’re looking for a fixed-rate mortgage, an adjustable-rate mortgage or government-backed loans like FHA or VA loans, we have options that can work for you.
One of the most significant obstacles for buyers is often the down payment. Pacific Mortgage Group offers a variety of programs that allow you to purchase your first home with minimal upfront costs. These low to no down payment programs make homeownership more accessible than ever before.
Getting the best possible interest rate on your mortgage can save you thousands of dollars over the life of your loan. Pacific Mortgage Group is committed to securing competitive interest rates for our clients. We leverage our industry relationships to help you find favorable terms that fit your financial goals.
We understand that time is of the essence when it comes to buying a home. Our streamlined application process ensures that you can move forward quickly and efficiently. We’ll work with you to gather the necessary documentation and navigate the paperwork, simplifying the entire loan application process.
From your initial consultation to the day you close on your new home, Pacific Mortgage Group is by your side, offering support and guidance at every step. We believe in transparent communication and are always available to address your questions and concerns.
Pacific Mortgage Group is your dedicated partner in turning your dream of homeownership into reality. With our expert guidance, customized loan solutions, low to no down payment programs, competitive interest rates and a streamlined application process, we make it easier than ever for first-time homebuyers to secure the financing they need.
Ready to apply for a first-time homebuyer loan? Contact Pacific Mortgage Group today to take the first step toward securing your FHA Loan preapproval. Let us help you turn your homeownership dream into a cherished reality.
Learn more about the VA Home Loan Program
Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.
We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.
Additional questions? Call us at (951) 717-4214 or contact us on Yelp.
Check out our common questions and answers to learn more.
No. You do not need to be seeking a first-time homebuyer loan to apply for an FHA loan. The flexible requirements make the funding option available to repeat buyers, individuals who have previously owned a home or first-time buyers.
While there isn’t a limit to how many FHA loans you can get, you can only have one at a time. You may have to wait three years before applying for a loan if you just bought a home, had a short sale or had a foreclosure. Bankruptcies may require a two-year waiting period.
You can obtain an FHA loan for various properties, such as single-family homes, townhouses, condominiums or newer manufactured homes affixed to a foundation. To meet FHA loan requirements, the property must be safe, secure and structurally sound. Some criteria include:
Pacific Mortgage Group is the first-time homebuyer mortgage broker you can count on for a seamless experience. We offer:
Call (951) 531-1399 to learn more about our services and schedule a visit.
You can also fill out our contact form and we’ll be happy to get back to you as soon as possible.
At Pacific Mortgage Group,
we understand that purchasing
a home or investment property
can be one of the most significant financial decisions in one’s life.
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NMLS #237598 DRE #01523500
Pacific Mortgage Group is a dba of California Premier Services, Inc
