Loan Options

VA

Just for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance.

Conventional

Industry standard loan programs with purchase and refinance options for most borrowers.

FHA

Insured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible.

JUMBO

If you’re looking for a BIG loan amount, we can handle it. Jumbo loans are available for loan amounts in the $500,000-$2,000,000 range, and sometimes higher.

USDA

Purchase or refinance property located in a rural area (as designated by the U.S. Department of Agriculture). These loans are available to most borrowers and will lend up to 100% of a property’s value.

Renovation

Programs that won’t just finance your home, but also include the cost of improvements you want to make. Renovation loans actually allow you to build equity in your home through the transaction!

Reverse Mortgages

A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan.

Specialty Products

Are you Self-Employed and need to qualify with your bank statements, instead of your tax returns? Do you need a loan on an Investment property and don’t want to provide income documentation? Do you have a special circumstance that other lenders can’t accommodate? 

Down Payment Assistance Program

Do you have the income to afford monthly mortgage payments, but are struggling to come up with the cash needed for a down payment and closing costs? You may be able to take advantage of low interest rates, become a homeowner, and lock in your housing payment for the next 30 years. 

Non QM Loan

It is a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans.

Trusted by Thousands of Happy Customers

Call Pacific Mortgage Group Today

Call (951) 531-1399 to learn more about our services and schedule a visit. You can also fill out our contact form and we’ll be happy to get back to you as soon as possible.