A Reliable Mortgage Broker
Welcome to Pacific Mortgage Group
Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.
We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.
We take pride in our commitment to excellence and professionalism. Our team is constantly striving to improve and innovate, and we believe in building strong relationships with our clients based on trust and integrity. We take great pride in our reputation and strive to exceed our clients’ expectations with every interaction.
Thank you for considering Pacific Mortgage Group for your mortgage needs. We look forward to the opportunity to serve you and help you achieve your financial goals.
Meet The Owner and Founder
Raeda Khatib
NMLS: 267078 DRE: 01223314
Founded in 2006 by Raeda Khatib, Pacific Mortgage Group was built on a commitment to personalized service and transparent guidance. Today, the brokerage serves clients across California, Florida, Oregon, Colorado, and Washington with the same dedication to integrity and expertise, helping clients navigate the mortgage process with their best interests at the forefront.
Contact Information
Office: (951) 531-1399 ext. 104
Email: [email protected]
The People of Pacific Mortgage Group
Meet The Team
Our experienced mortgage professionals are dedicated to making your home financing journey as smooth and stress-free as possible. Get to know the knowledgeable experts who are committed to providing personalized guidance and exceptional service every step of the way.

Omar Jaber
Sr. Mortgage Loan Originator
NMLS # 1313337

Khaled Qaryouti
Sr. Mortgage Loan Originator
NMLS # 2043920

Maram Jaber
Sr. Mortgage Loan Originator
NMLS # 2623044

Carlos Gale
Senior Mortgage Assistant

Vanessa Ruiz
Loan Officer Assistant

Trinity Settecase
Loan Processor Assistant
Trusted by Thousands of Happy Customers
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tried other companies and this was the best services compared to others! thank you for your helpread moreread lessK. V.9/25/2026 - I had a great experience working with my mortgage loan officer. Raeda and her team are honest, professional, fast, and extremely reliable throughout the entire process. Communication was excellent they always kept me updated, answered my questions clearly, and made sure I understood each step.The process can be stressful, but their responsiveness and attention to detail made everything much easier. I truly appreciate the time and effort they put into helping me with my loan. I would definitely recommend them to anyone looking for a trustworthy and dependable mortgage professional!read moreread less
j. patel9/18/2026×
j. patel9/18/2026I had a great experience working with my mortgage loan officer. Raeda and her team are honest, professional, fast, and extremely reliable throughout the entire process. Communication was excellent they always kept me updated, answered my questions clearly, and made sure I understood each step.The process can be stressful, but their responsiveness and attention to detail made everything much easier. I truly appreciate the time and effort they put into helping me with my loan. I would definitely recommend them to anyone looking for a trustworthy and dependable mortgage professional!It’s not often a real estate agent leaves a review for a lender. But when the lender deserves it, that means they worked their ass off to do a great deal. This Lender deserves it. She did fantastic. Finished everything on time and gave us full confidence to go into the deal with no appraisal contingency and no loan contingency. You’re definitely in great hands with Raeda. Highly recommendedread moreread less
T. Chatih9/11/2026×
T. Chatih9/11/2026It’s not often a real estate agent leaves a review for a lender. But when the lender deserves it, that means they worked their ass off to do a great deal. This Lender deserves it. She did fantastic. Finished everything on time and gave us full confidence to go into the deal with no appraisal contingency and no loan contingency. You’re definitely in great hands with Raeda. Highly recommended - I’ve been dealing with Raeda for many years and she helped me with mm any loans for purchases and refinances. Raeda always came through for me and always helped with hard obstacles.read moreread less
S. Khalil9/11/2026Raeda is the most professional mortgage broker I have had the privilege of working with! She is timely and cordial in her responses and wise beyond her years. I just closed on my first home and can't imagine what this process would have felt like without her each step of the way! Thanks again, Raeda!!read moreread less
A. Khalil9/10/2026×
A. Khalil9/10/2026Raeda is the most professional mortgage broker I have had the privilege of working with! She is timely and cordial in her responses and wise beyond her years. I just closed on my first home and can't imagine what this process would have felt like without her each step of the way! Thanks again, Raeda!! - We had an exceptional experience working with this Pacific mortgage company from start to finish! Purchasing a home can be stressful enough, and it was initially a little uneasy working with a company located out of state. However, Maram and her team quickly put our minds at ease with their professionalism, organization, and excellent communication throughout the entire process.They were incredibly responsive and proactive, always keeping us informed and staying ahead of each step. What really stood out was their knowledge and willingness to explain all of our options. Not many mortgage companies are familiar with the Family Opportunity Mortgage, but they were extremely knowledgeable and made the entire process feel simple and manageable.We truly felt like we were in good hands every step of the way. Their attention to detail, professionalism, and commitment to making sure everything went smoothly were top-notch. We highly recommend them to anyone looking for a mortgage company that is knowledgeable, responsive, organized, and genuinely committed to their clients!read moreread less
T. 63659/08/2026×
T. 63659/08/2026We had an exceptional experience working with this Pacific mortgage company from start to finish! Purchasing a home can be stressful enough, and it was initially a little uneasy working with a company located out of state. However, Maram and her team quickly put our minds at ease with their professionalism, organization, and excellent communication throughout the entire process.They were incredibly responsive and proactive, always keeping us informed and staying ahead of each step. What really stood out was their knowledge and willingness to explain all of our options. Not many mortgage companies are familiar with the Family Opportunity Mortgage, but they were extremely knowledgeable and made the entire process feel simple and manageable.We truly felt like we were in good hands every step of the way. Their attention to detail, professionalism, and commitment to making sure everything went smoothly were top-notch. We highly recommend them to anyone looking for a mortgage company that is knowledgeable, responsive, organized, and genuinely committed to their clients!Pacific mortgage group I don’t know where to start with this company, but I had a pleasure working with Maram on both of my properties. Any question answered with no delay Hands down one of the best companies I ever worked with since dealing with property The team altogether worked hard on my project Five stars for Pacific mortgage group definitely will utilize this company again, they put in the work for youread moreread less
k. hampton9/03/2026×
k. hampton9/03/2026Pacific mortgage group I don’t know where to start with this company, but I had a pleasure working with Maram on both of my properties. Any question answered with no delay Hands down one of the best companies I ever worked with since dealing with property The team altogether worked hard on my project Five stars for Pacific mortgage group definitely will utilize this company again, they put in the work for you - I had another great experience working with Pacific Mortgage Group! This is the second time we’ve worked with them. Raeda, Carlos, and Alex were incredibly helpful throughout the entire process. They were professional, patient, responsive, and always willing to answer our questions and explain everything clearly.read moreread less
L. Cervantes8/22/2026×
L. Cervantes8/22/2026I had another great experience working with Pacific Mortgage Group! This is the second time we’ve worked with them. Raeda, Carlos, and Alex were incredibly helpful throughout the entire process. They were professional, patient, responsive, and always willing to answer our questions and explain everything clearly.I rarely write a review for someone I ultimately didn't end up doing business with, but Khaled deserves one. I originally wanted to use him for my home purchase, but I ultimately went with another lender despite my better judgment.What impressed me was how Khaled handled that. He had put significant time and effort into finding a way to make my difficult loan scenario work. When I told him I was going with another lender, he didn't pressure me, become hostile, or try to make me feel guilty. He told me that maintaining my trust and hopefully earning my business in the future was more important than alienating me over one transaction.I have tremendous respect for that kind of integrity. Looking back, I genuinely regret not giving Khaled my business. Of everyone I dealt with during this process, he was the person who kept trying to find solutions when others initially wrote me off, and he conducted himself professionally even when doing so didn't benefit him financially.When someone is helping you make one of the largest financial decisions of your life, honesty and integrity matter enormously. Khaled demonstrated both. I would absolutely recommend speaking with him, and he will be the first person I call when I need mortgage services again.read moreread less
C. Metter8/20/2026×
C. Metter8/20/2026I rarely write a review for someone I ultimately didn't end up doing business with, but Khaled deserves one. I originally wanted to use him for my home purchase, but I ultimately went with another lender despite my better judgment.What impressed me was how Khaled handled that. He had put significant time and effort into finding a way to make my difficult loan scenario work. When I told him I was going with another lender, he didn't pressure me, become hostile, or try to make me feel guilty. He told me that maintaining my trust and hopefully earning my business in the future was more important than alienating me over one transaction.I have tremendous respect for that kind of integrity. Looking back, I genuinely regret not giving Khaled my business. Of everyone I dealt with during this process, he was the person who kept trying to find solutions when others initially wrote me off, and he conducted himself professionally even when doing so didn't benefit him financially.When someone is helping you make one of the largest financial decisions of your life, honesty and integrity matter enormously. Khaled demonstrated both. I would absolutely recommend speaking with him, and he will be the first person I call when I need mortgage services again. -
C. Cecena7/30/2026I had an outstanding experience working with Raeda at Pacific Mortgage Group. She made the home loan process smooth, stress-free, and easy to understand. She was always available to answer my questions and kept me updated every step of the way. I highly recommend her!Thank you so much for everything!!read moreread less
G. Abdalnour7/21/2026×
G. Abdalnour7/21/2026I had an outstanding experience working with Raeda at Pacific Mortgage Group. She made the home loan process smooth, stress-free, and easy to understand. She was always available to answer my questions and kept me updated every step of the way. I highly recommend her!Thank you so much for everything!! - Great Experience so far. I'm looking forward to working with you and Pacific Mortgage.read moreread less
N. Scardino7/14/2026Khaled,Trinity, and Vanessa did an amazing job with our HELOC . The process was seamless, probably the best experience I’ve had in a loan process. They kept me updated on everything that was going on, answered any questions I had, if I asked a question I received an email immediately from them answering my questions. Top notch all around. Exceptional Customer Service Experience!!!!read moreread less
l. antley5/21/2026×
l. antley5/21/2026Khaled,Trinity, and Vanessa did an amazing job with our HELOC . The process was seamless, probably the best experience I’ve had in a loan process. They kept me updated on everything that was going on, answered any questions I had, if I asked a question I received an email immediately from them answering my questions. Top notch all around. Exceptional Customer Service Experience!!!! - Khaled and his team Trinity, Vanessa and Pacific mortgage as a whole provided us with Excellent Service.The team was great, professional, and highly efficient, delivering swift service from start to finish.I appreciated the clear communication, timely updates, and responsiveness throughout the process.The overall experience was seamless and reassuring, reflecting strong expertise and customer focus.read moreread less
L. Montgomery5/21/2026×
L. Montgomery5/21/2026Khaled and his team Trinity, Vanessa and Pacific mortgage as a whole provided us with Excellent Service.The team was great, professional, and highly efficient, delivering swift service from start to finish.I appreciated the clear communication, timely updates, and responsiveness throughout the process.The overall experience was seamless and reassuring, reflecting strong expertise and customer focus. - Khalid, Trinity, Vanessa and the whole teamPacific mortgage were incredible! We’ve been using them for years and they always do their best and getting us the best deals!read moreread less
C. Beer5/21/2026Used a lot of lenders before, but Pacific has been five stars from the beginning they were able to finish in two weeks in terms of the Loan documentations that were required and we’re very well prepared for escrow closing before the required time. They have a vast network of lenders that I was able to choose from which gave me a lot of options, especially if you’re looking for a multi unit Financing. They could get anything done. Will be using them again soonread moreread less
m. salamh5/20/2026×
m. salamh5/20/2026Used a lot of lenders before, but Pacific has been five stars from the beginning they were able to finish in two weeks in terms of the Loan documentations that were required and we’re very well prepared for escrow closing before the required time. They have a vast network of lenders that I was able to choose from which gave me a lot of options, especially if you’re looking for a multi unit Financing. They could get anything done. Will be using them again soon - The BEST always. If you need a loan for a new purchase or refinance, Raeda is your go to mortgage expert. She is amazing, prompt and knows her stuff. She thinks outside the box and give you the best options and rates to choose from.read moreread less
s. ahmad11/07/2025Maram was amazing to work with! She made the loan process smooth and stress-free, always communicating clearly and answering my questions quickly. Her professionalism and friendly attitude really stood out. Thank you, Maram, for your excellent service and support!read moreread less
Z. Amir11/01/2025 - This is our second time we use PMG this past year. Raeda and her team was amazing again!!!! They made the process extremely easy and effortless.. thank you so much!!! Looking forward to working together again in the near future.read moreread less
C. Cruz10/15/2025From start to finish it was a wonderful experience working with Khaled and Vanessa was excellent. They were both very very patience and very understanding answered all our questions. Khaled Was always available to and willing to help in any possible. EXCELLENT COMMUNICATION, VERY PROFESSIONAL, ALWAYS ALWAYS WENT UP AND BEYOND TO MAKE SURE ALL MY many Questions & CONCERNS WERE ANSWERED. KHALED A SPECIAL THANK YOU FOR THE LATE NIGHT CALL ALL THE TIME YOU TOOK TO REALLY HELP GUIDE US THROUGH THIS PROCESS AGAIN THANK PACIFIC MORTAGE GROUP We are truly thankful beyond Grateful for you all support Thank you Thank youread moreread less
j. santos10/15/2025×
j. santos10/15/2025From start to finish it was a wonderful experience working with Khaled and Vanessa was excellent. They were both very very patience and very understanding answered all our questions. Khaled Was always available to and willing to help in any possible. EXCELLENT COMMUNICATION, VERY PROFESSIONAL, ALWAYS ALWAYS WENT UP AND BEYOND TO MAKE SURE ALL MY many Questions & CONCERNS WERE ANSWERED. KHALED A SPECIAL THANK YOU FOR THE LATE NIGHT CALL ALL THE TIME YOU TOOK TO REALLY HELP GUIDE US THROUGH THIS PROCESS AGAIN THANK PACIFIC MORTAGE GROUP We are truly thankful beyond Grateful for you all support Thank you Thank you - It was by far the easiest loan process, closed in time. Anytime I had a question I was able to reach out and get answers very quickly. Thank youread moreread less
w. diab10/10/2025I was very happy with Khaled and Vanessa's service with Pacific Mortgage Group. Their service was quick, communicative, and helped me purchase my home within my budget. At one point I was about to give up because there were so many conditions set by the lender but we were able to close escrow and with 10% down on a conventional Fannie Mae loan I was very happy with the results. My dream of owning a condo in prime location Koreatown came true! This was a condo that I always wanted to live in having nostalgic memories when I visited my aunt's home as a child. I highly recommend working with Khaled at Pacific Mortgage Group and their team's expertise!read moreread less
J. Carter10/07/2025×
J. Carter10/07/2025I was very happy with Khaled and Vanessa's service with Pacific Mortgage Group. Their service was quick, communicative, and helped me purchase my home within my budget. At one point I was about to give up because there were so many conditions set by the lender but we were able to close escrow and with 10% down on a conventional Fannie Mae loan I was very happy with the results. My dream of owning a condo in prime location Koreatown came true! This was a condo that I always wanted to live in having nostalgic memories when I visited my aunt's home as a child. I highly recommend working with Khaled at Pacific Mortgage Group and their team's expertise! - Simply outstanding! communication, transparency, efficiency, and professionalism from our Loan officer Raeda Jaber and Her assistant Carlos Gale. From the moment we engage on the first inquiry until the end! available 24/7 to answer all of our Questions. Thank you, for making our Loan easy. Keep up the good work!read moreread less
E. Gazo8/29/2025×
E. Gazo8/29/2025Simply outstanding! communication, transparency, efficiency, and professionalism from our Loan officer Raeda Jaber and Her assistant Carlos Gale. From the moment we engage on the first inquiry until the end! available 24/7 to answer all of our Questions. Thank you, for making our Loan easy. Keep up the good work! - pacific mortgage did a great job, Khaled and Trinity were excellent in getting the deal done!read moreread less
J. Alexander5/31/2025Great experience with the professionals. The loan officer Khaled and his processor Trinity helped me to get my dream house! Their assistance through the whole mortgage application process made my life so much easier and def will work with them again for refinance in the future!read moreread less
A. S5/28/2025 - Another smooth loan closing, I will always come back to Pacific Mortgage. Thank you Khaled and Trinity for your making it easy and timely.Ashread moreread less
C. First5/21/2025 - I thought it was a long shot that we would be able obtain a cash out refinance loan but Khaled walked me through the process, explained all of the options and we were able to get the loan! Khaled was very helpful every step of the way explaining what we had to do and what each step would entail. I can enthusiastically say that I had a very positive experience with Pacific Mortgage!read moreread less
M. Ku5/16/2025×
M. Ku5/16/2025I thought it was a long shot that we would be able obtain a cash out refinance loan but Khaled walked me through the process, explained all of the options and we were able to get the loan! Khaled was very helpful every step of the way explaining what we had to do and what each step would entail. I can enthusiastically say that I had a very positive experience with Pacific Mortgage!My family and I have had the pleasure of working with Raeda and the team at Pacific Mortgage Group over the last few years! They have always gone above and beyond in taking care of us! If you are looking to purchase or refinance, look no further, Pacific Mortgage Group is the way to go!read moreread less
M. Khalil4/29/2025×
M. Khalil4/29/2025My family and I have had the pleasure of working with Raeda and the team at Pacific Mortgage Group over the last few years! They have always gone above and beyond in taking care of us! If you are looking to purchase or refinance, look no further, Pacific Mortgage Group is the way to go! - I couldn't be any happier with my experience. Raeda was incredibly helpful and knowledgeable. The entire process was smooth, I highly recommend Pacific Mortage Group to anyone. Thanks again!read moreread less
G. Catering4/16/2025 - Working with Raeda and her team was a fantastic experience! From the initial call to closing day, the entire process was smooth and clearly communicated. I highly recommend them—don’t hesitate to reach out with any questionsread moreread less
S. Trioputra4/08/2025Ramzi and his team were professional, friendly, and found the best possible loan option for our first mortgage. They worked well to get the information the lender needed and were responsive with our realtor. Would absolutely recommend Ramzi and the Pacific Mortgage group.read moreread less
B. Stuercke3/18/2025 - I just bought my first home and wanted to share my experience. My friend recommended me to a loan officer named Ramzi, so I told my realtor about him. She said he was really good and fast to respond. Every time I needed something, Ramzi was super quick to get back to her. When I called him, he always answered my questions and made sure I understood everything. Ramzi helped me get my closing costs lower and secured the best interest rate possible. The escrow lady even mentioned that it was the lowest rate she had seen this year! Overall, I had a great experience working with Ramzi and my realtor, and I highly recommend them to anyone looking to buy a home.read moreread less
V. Gonzales3/17/2025×
V. Gonzales3/17/2025I just bought my first home and wanted to share my experience. My friend recommended me to a loan officer named Ramzi, so I told my realtor about him. She said he was really good and fast to respond. Every time I needed something, Ramzi was super quick to get back to her. When I called him, he always answered my questions and made sure I understood everything. Ramzi helped me get my closing costs lower and secured the best interest rate possible. The escrow lady even mentioned that it was the lowest rate she had seen this year! Overall, I had a great experience working with Ramzi and my realtor, and I highly recommend them to anyone looking to buy a home.They went above and beyond with helping me even on the items that wasn't related to their scope. Homeowner seller agreement, contacting insurance company, dealing with title for missing info. They did a lot of stuff to help get me through the process before I even committed to them for loan.read moreread less
A. Duer3/03/2025×
A. Duer3/03/2025They went above and beyond with helping me even on the items that wasn't related to their scope. Homeowner seller agreement, contacting insurance company, dealing with title for missing info. They did a lot of stuff to help get me through the process before I even committed to them for loan. - My experience with Pacific Mortgage and Reada was absolutely AMAZING. Raeda is extremely caring, understanding and professional. With her by my side there was never a moment that I had to worry about anything. I would recommend Raeda and her team to everyone I know. I thank God for Raeda and Pacific Mortgage Company.read moreread less
T. Franklin2/02/2025×
T. Franklin2/02/2025My experience with Pacific Mortgage and Reada was absolutely AMAZING. Raeda is extremely caring, understanding and professional. With her by my side there was never a moment that I had to worry about anything. I would recommend Raeda and her team to everyone I know. I thank God for Raeda and Pacific Mortgage Company.Khaled and the team at pacific mortgage have been an incredible help with my loans. Their expertise, professionalism, and genuine care made the process smooth and stress-free every time. Khaled goes above and beyond to ensure everything is handled perfectly and always takes the time to answer questions and explain options. Highly recommend for anyone needing mortgage assistance—you won't find better!read moreread less
N. Obeid1/19/2025×
N. Obeid1/19/2025Khaled and the team at pacific mortgage have been an incredible help with my loans. Their expertise, professionalism, and genuine care made the process smooth and stress-free every time. Khaled goes above and beyond to ensure everything is handled perfectly and always takes the time to answer questions and explain options. Highly recommend for anyone needing mortgage assistance—you won't find better! 