Fixed Mortgage Options In San Diego – 15 & 30 Year

Are you considering homeownership in San Diego, CA? Pacific Mortgage Group offers tailored mortgage solutions designed to make your dream of owning a home a reality. Whether you’re interested in a 15-year or 30-year fixed mortgage, our expert team is committed to guiding you through the process with clarity and expertise.

couple with baby in their new home

Why Choose Pacific Mortgage Group for Your Fixed Mortgage Needs in San Diego?

at home

Tailored Mortgage Solutions

Pacific Mortgage Group provides a range of mortgage options, including 15-year and 30-year fixed mortgages, to suit your financial goals and long-term plans for homeownership.

Expert Guidance

Our experienced mortgage advisors are dedicated to providing personalized guidance, answering your questions, and empowering you to make informed decisions about your fixed mortgage options.

house loan approval
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Commitment to Client Satisfaction

At Pacific Mortgage Group, we prioritize client satisfaction through transparent communication, exceptional service, and tailored mortgage solutions that align with your specific needs and goals.

Which Is Right For You: A 15-Year Or A 30-Year Mortgage?

  • 15-Year Mortgage
  • 30-Year Mortgage
15-Year Mortgage30-Year Mortgage
$3999
/year
$3999
/year
Monthly PaymentsHigher monthly payments due to shorter-termLower monthly payments, providing more affordability
Interest Savings Substantial savings on interest over the termHigher total interest paid over the extended loan period
Equity BuildingFaster equity building due to accelerated payoffSlower equity accumulation
AffordabilityMay limit affordability for larger propertiesCan afford a costlier property with spread-out payments
Total CostGenerally costs less in the long runHigher total cost due to extended payment period
Interest RateTypically lower interest ratesHigher interest rates compared to 15-year mortgages
Financial PlanningAligns with short-term financial goalsAligns with long-term financial planning and flexibility
Buy NowBuy Now

Benefits of 15-Year and 30-Year Fixed Mortgages

Stable Monthly Payments

Enjoy the predictability of fixed monthly payments, providing financial stability and peace of mind as you invest in your future home.

Long-Term Financial Planning

Whether you choose a 15-year or 30-year fixed mortgage, Pacific Mortgage Group’s options empower you to align your mortgage with your long-term financial plans and homeownership aspirations.

Recognized for Excellence and Trust

Pacific Mortgage Group is proud to hold credentials and honors that reflect our integrity and reputation in the mortgage industry.

government contracting credentials

Government Contracting Credentials

business rate award

BusinessRate Best of 2025

BBB A+ Accreditation

How to Qualify for a 15 or 30-Year Fixed Mortgage with Pacific Mortgage Group in San Diego, CA

Our streamlined qualification process ensures you receive the guidance and support needed to navigate the complexities of obtaining a 15-year or 30-year fixed mortgage. Our team is dedicated to simplifying the process and empowering you to achieve your homeownership goals.

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Get Started on Your Homeownership Journey Today!

Contact Pacific Mortgage Group today at 951-404-2928 or visit our contact page to explore your options for a 15-year or 30-year fixed mortgage in San Diego, CA. Let us help you take the first step towards owning your dream home!

couple looking very happy holding the keys of their new house