Saving money is hard, actually the only hard part is allowing time for your money-saving tips to take effect. Many money-saving tips and tricks are so simple and easy, you should not have a problem implementing them into your daily life. The problems arise when those tips are not followed regularly. The biggest, and best money-saving tip anyone can give is this, choose one or two money-saving methods that you are going to use, and make habits out of them. In other words, keep it up and keep it regular. Now here are those, ‘almost too easy’ saving money tips and tricks:
Use Cash When you Shop
Instead of pulling out your debit cards and credit cards when you go shopping for groceries, clothing, or anything else, use cash instead. Set aside a certain amount of money for everything you have to buy for the month/week. Why? Because it is harder to spend money when you have to physically count it out and hand it to someone. Swiping a piece of plastic is much easier, and makes it harder to save money. Use cash and save your money in the long run.
Donate to Savings Every Week
This is a very simple tip, but it can be hard to turn it into a habit. Simply donate a small amount (the same amount) to your savings account each week. Choose a day, at the beginning or the end of the week, and make it a part of your weekly routine to transfer $5, $10, $15, or more into your savings account. Make sure you donate the same amount each week, unless you donate more – never donate less.
Use a Piggy Bank
This may seem childish, but saving your pennies can add up over time. Even if you only save $10, you can put that amount in your savings that week, and then you have an extra $10 for fun. This is also an easy tip because you can simply empty your pockets every day into your at-home bank. It may not be a get-rich-quick solution, but it can help you to save money.
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