Reduce Stress with Home Gardening

Take a break from stressing about that mortgage re-finance. You deserve a break and you can get one that is not only challenging and fun, but beneficial to your property. Home Gardening is a constructive way to add value to your home, as you improve your curb appeal. Home gardening is often as simple as starting flower […]

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House Hunters: How Will an Increase in Mortgage Rates Affect Your Bottom Line?

The Federal Reserve Board has been talking about interest rates a lot lately, and has made it clear that an increase will probably happen soon. Back in September, the real estate community breathed a collective sigh of relief when they thought it would be approved, and they decided to wait. But the Federal Reserve was […]

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The benefits of using mortgage brokers!

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You may be wondering if there are any benefits that are inherent in working with mortgage brokers, and we’re here to assure you that there are, indeed, benefits of working with brokers. Here, then, is the list of benefits you will receive when you work with a mortgage broker: It will save you time and […]

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What is a mortgage broker and why work with one?

The home mortgage process is a complicated one. When you purchase a home, you don’t only have to worry about finding the right home, but you must deliver the best offer and get your mortgage lined out. Likewise, the refinancing process is also complicated. Even though you aren’t buying a new home, you still must go […]

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The Benefits of an Adjustable Rate Mortgage

Over the past several years, many people have developed some strong opinions against an adjustable rate mortgage. However, there are actually several reasons that this type of mortgage is still relevant in today’s society. Is this the right decision for you? Learn more about this mortgage below in order to find out. Low Interest Rates […]

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Determining If An FHA Loan is Right For You

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FHA refers to the Federal Housing Administration, a government organization dating back to 1934. Due to a high number of mortgage defaults and foreclosures during the Great Depression, the National Housing Act was passed by Congress, considered a part of the New Deal. The housing market was stimulated by offering a range of affordable loans. […]

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First Time Home Buyer? Prepare Your Credit!

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Congratulations! You are ready to buy your first home! First time home buyers often are excited but also have many questions. The process can be confusing and overwhelming. Let’s examine what steps borrowers need to take to prepare their credit so they are ready for mortgage financing! Credit Score It is recommended borrowers learn what their […]

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Seeking a Conventional Loan? Here are 3 Tips to Help You Along

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Buying a home this year? Then you have no doubt waded through the loan borrowing process, which can be quite the journey if you are just starting out. So as mortgage rates remain historically low, homebuyers seeking a conventional loan might need some extra pointers on the borrowing process. In this post, we’ll give you […]

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The Fascinating History of VA Loans

Pacific Mortgage Group and other lenders make VA loans every day. Guaranteed by the federal government, a VA loan allows current and former members of the US Armed Services to obtain financing they might not otherwise be able to afford. VA loans are so sure and solid, one might think they’ve been around forever. Actually, […]

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A Glimpse Into the Future of Reverse Mortgage

The ability to take advantage of a reverse mortgage is important to you and it’s important to us as well. So now let’s take a look into what its future holds. The reverse mortgage has been around since the 1960s — and it will be around in the future. With longevity issues facing larger and […]

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