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A U.S. Department of Agriculture (USDA) loan enables the purchase of homes in rural or suburban areas. These loans support moderate- to low-income individuals and offer beneficial terms and rates to make homeownership more accessible.
At Pacific Mortgage Group, we can help you access USDA mortgages in California, Florida, Oregon, Nevada, Colorado and Washington. With us, you benefit from access to a vast network of lenders, enabling you to find a loan option that suits you.
USDA loans encourage buyers to purchase homes in designated rural areas. The most common type is a USDA-guaranteed mortgage. A participating lender offers the loan rather than the USDA itself. However, the USDA guarantees it. These loans come with several requirements, including:
You can determine whether a particular property qualifies by selecting a specific type of loan from the USDA, then searching the property address.
Mortgages are just one of the lending options offered by the USDA. The Farm Service Agency, a division of the USDA, offers loans to purchase land for farming or ranching.
A USDA loan is a beneficial option for those with lower incomes who wish to purchase a property in a more rural area. These loans provide the following benefits:
We focus on finding the best loan option for you. Our team provides personalized service, getting to know your needs and desires. Once we get to know you, we can guide you through suitable lending options. Our experience in the mortgage industry dates back to 2006, giving us in-depth insights.
We work with a network of lending partners to provide a wider range of options. Our company is also technology-driven, providing a convenient and efficient process for applying for and receiving loans. We guide you through every step. First, we’ll help you explore eligibility and decide on a suitable loan program. Then, we can help you get preapproved and assist in completing your loan application once you find a home.
USDA loans promote homeownership in rural areas by improving access to affordable housing. These mortgages can help you achieve your dreams of homeownership.
At Pacific Mortgage Group, we can help you identify suitable loans and guide you through the application process. Call 951-319-2674 or contact us online to learn more about our services.
Learn more about the VA Home Loan Program
Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.
We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.
Additional questions? Call us at (951) 717-4214 or contact us on Yelp.
Call (951) 531-1399 to learn more about our services and schedule a visit.
You can also fill out our contact form, and we’ll be happy to get back to you as soon as possible.
At Pacific Mortgage Group,
we understand that purchasing
a home or investment property
can be one of the most significant financial decisions in one’s life.
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Pacific Mortgage Group is a dba of California Premier Services, Inc
