FAST AND EASY CUSTOM RATE QUOTES
FHA Loans
At Pacific Mortgage Group, we believe that buying a home should be an exciting and accessible journey for everyone. Our FHA loans are designed to make homeownership possible, even if your credit isn’t perfect. Let’s explore how an FHA loan can open doors for you!
Take the first step by getting pre-approved!
Get Started
*By clicking SUBMIT you consent to receiving SMS messages. and Data rates may apply. Message frequency will vary Reply Help to get more assistance . Repply Stop to Opt-out of messaging .
FHA Loans: Fast and Easy Custom Rate Quotes
What is an FHA Loan?
An FHA loan is a mortgage insured by the Federal Housing Administration, offering you the chance to buy a home with more flexible terms. This government-backed loan reduces the risk for lenders, allowing you to enjoy:
- Lower Down Payments: Start your homeownership journey with as little as 3.5% down.
- Easier Credit Requirements: Qualify with a credit score as low as 500.
- Affordable Closing Costs: Benefit from capped closing costs, which can sometimes be covered by the seller.
Why Choose
an FHA Loan?
FHA loans are perfect for first-time homebuyers or those with less-than-perfect credit. Here’s why they might be the right choice for you:
- Flexible Qualification: With lower credit score requirements and higher debt-to-income ratios, FHA loans are more accessible.
- Variety of Loan Terms: Choose from fixed or adjustable rates to suit your financial situation.
- Down Payment Assistance: Explore additional programs to help with your down payment.
Qualifying for an FHA Loan
To qualify for an FHA loan, you’ll need to meet some basic requirements:
- Credit Score: Minimum range of 500-580.
- Debt-to-Income Ratio: Should be 43-45% or lower.
- Employment History: Steady employment for at least the past two years.
- Primary Residence: The property must be your primary home, built on a permanent foundation.
Your Path to Home ownership Starts Here
Licensed States
We proudly serve homebuyers in California, Florida, Nevada, Washington, Oregon, and Colorado. Wherever you are, our expert team is ready to help you find the perfect loan for your dream home.
At Pacific Mortgage Group, we believe that buying a home should be a joyful experience. Let us help you navigate the mortgage process with ease and excitement. Contact us today to get started on your journey to homeownership!
Top Rated Mortgage
Company in Corona, CA
Pacific Mortgage Group is located at 2045 Compton Ave #202, Corona, CA, 92881. From Ontario International Airport get on I-10 E. Head south on N Archibald Ave toward E Airport Dr and use the right lane to take the ramp onto I-10 E. Take I-15 S to E Ontario Ave in Corona. Take exit 93 from I-15 S then merge onto I-10 E. Take the exit onto I-15 S toward San Diego next take exit 93 for Ontario Ave. Take Compton Ave to your destination and use the right lane to turn right onto E Ontario Ave. Turn right onto Compton Ave then turn right. Turn right and Pacific Mortgage Group will be on the left.
We are open every day from Monday-Friday 9:00 AM – 5:30 PM
