Home Gardening is a simple and fulfilling way to celebrate your investment and increase your property value.
An attractive and functional garden is the first thing appraisers see when assessing the value of your property. Even if the monetary value does not significantly increase, the aesthetic addition of a garden will be an indelible first impression on appraisers.
The most practical and economical way of personalizing your home garden is to start with native water-efficient trees. Your trees provide a canopy for the rest of the garden to function. If there are already established trees that you wish to keep, the next task is to decide what will grow in harmony with your trees. Native plants, once established, will take the least amount of water and labor, to maintain, since they grow wild in your region.
Investing in an attractive garden will enhance and compliment the architecture of your house. Choosing trees and plants, hopefully native, that complement the design of your home, will make your home more attractive. Consider landscaping ornamentals like rocks, decorative outdoor antiques, statues and water features that match your architectural features, trees, and plants. You do not necessarily need to have a full, lush and romantic garden, like those seen on television or in magazines to grow a beautiful garden, that accentuates your home. Make sure your plans are realistic and that your design is simple, balancing easy to maintain natives and decorative elements that reflect your style.
Finally, imagine if you lived in your home garden. What would you need to be comfortable? What do you enjoy seeing, smelling, and hearing? How and where would you entertain guests?
Take a break from stressing about that mortgage re-finance. You deserve a break and you can get one that is not only challenging and fun, but beneficial to your property. Home Gardening is a constructive way to add value to your home, as you improve your curb appeal.
Home gardening is often as simple as starting flower seeds in an existing bed or as advanced as hiring a team of professionals for a total re-do of your landscape. Explore the possibilities as you inspect your existing shrubs, trees, and flowers.
Your first step in the home gardening process is clean up. Weeding and clearing unwanted undergrowth is a great way to get some exercise, fresh air and a new perspective on your landscape. Once you have removed the excess growth, pruning or planting may be the next step.
Perhaps you desire fresh, homegrown vegetables or just harvested herbs for your culinary endeavors. Start both easily by planting a few seeds in good soil. You will find California weather most cooperative when planting this time of year. Remember to keep the soil consistently moist until the seeds sprout.
A wide variety of salad greens grow now, some ready for harvest in as little as 30 days. Micro-greens are ready in two weeks. Dill, parsley and chives are low maintenance herbs that grow easily in any sunny spot. Frequent harvesting promotes the growth of most herbs.
If vegetables and herbs are not your home gardening choice, consider some of the many fragrant ornamental plants that thrive in the California climate. Proper placement and planting provides improved curb appeal and an increase in the value of your home.
After clearing your mind and reducing stress with these enjoyable activities, contact us about that mortgage you may need. Happy gardening.
Briefly, Feng Shui is used with the arrangement and orientation of any given space to balance and control the flow of energy. The effects are taken into consideration when designing buildings and interiors. In Chinese culture wind (Feng) and water (Shui) are associated with good health, this lead to good feng shui to mean good fortune, and bad feng shui to mean misfortune.
The following info graphic breaks down the laws in a easy to read room-by-room guide.
Rates, terms, and conditions are subject to change without notice. Loan approval is subject to verification of credit, employment, income, and asset information.
Oregon specific Reverse Mortgage disclosure
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.