Discover Why Conventional Home Loans May Be the Best Option

Have you been trying to figure out which home loan is right for you? Well, if you have good credit, and have taken the time to save for buying a home, then a conventional home loan may be the best option. The main benefit is a conventional home loan will save you money. The main advantages of FHA […]

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Fitness to Maintain Your Back

Of course, everyone is aware that we need to exercise and make fitness a part of our life, but how many people actually find time in their schedule to do it. Many people may not realize they are more likely to experience lower back pain if they don’t exercise. Lack of exercise usually causes weight gain which […]

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Tips on Owning a Home: It’s More Than Just the Mortgage!

One of the most common misconceptions about home ownership is that you simply buy a house, pay the mortgage every month, and call it a day. However, the reality of owning a home is that it costs a lot more than just the mortgage! In this blog post, then, we’re going to go over the […]

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Discover How to Save Money for a House

Saving money for a house can feel like an insurmountable goal. A down payment and closing costs will be in the thousands. For a traditional mortgage, the target number is 20 percent of the sale price for the down payment and another estimated 5 percent toward closing costs. If your dream home is $200,000, expect to need $50,000 […]

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Four Benefits of a FHA Loan

FHA loans are government-issued loans by the Federal Housing Authority. Actually, you will still get loans through private lenders but, you will be protected by the government, if you should default on your loan. Here are some of the benefits of getting a FHA loan. Lower down payments required to get a mortgage. Most loans […]

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How Much to Put Down on a Home Loan

Whether or not to buy a home is, for many, the single most important financial decision in their life. The second is how much to put down on a home loan. Your down payment plays an important part in the home loan approval process. The down payment influences: Loan-to-value ratio, Private mortgage insurance, Debt-to-income ratio, Housing […]

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How FHA Streamline Loan Refinancing Works

If you have purchased your current residence via an FHA loan and have thought about refinancing to a lower rate to free up money for other purposes, FHA Streamline Loan Refinancing could be just the thing you need. Features Streamline loan refinancing through the FHA has several features that make it attractive to homeowners. These include: […]

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Making Room for Fitness

With your busy, constantly on the go schedule, you need fitness to be as easy as possible. If you can take care of your daily workout in the comfort of your own home, that’s greatly preferable to having to go to the gym every day. Unfortunately, making room for fitness equipment in your home can be a […]

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Three Ways to Make Your Home More Energy Efficient

Efficient energy is very much in the news as people become increasingly concerned about climate change and global warming. Energy draws from oil and gas in ways that contribute to carbon emissions. Carbon emissions are one of the leading factors causing greenhouse gasses and, many believe, global warming. In addition, energy efficiency will cut down […]

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FHA Loans

The trick with Federal Housing Administration (FHA) financing is that it’s a mortgage insured by the federal government. The way the FHA manages to ensure the loan is that they require the borrower to pay for mortgage insurance. The mortgage insurance protects the lender in case if the borrower defaults on the loan. FHA mortgages […]

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